SIREN : 433853892
SARL CABINET BALADDA is a French company founded 25 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in UNIEUX (42240), this company of category PME shows in 2019 a revenue of 475 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 474 794 € | 448 656 € | 425 357 € | 381 701 € |
| Net income | 119 352 € | 108 775 € | 93 917 € | 89 695 € |
| EBITDA | 165 284 € | 153 625 € | 140 945 € | 144 160 € |
| Net margin | 25.1% | 24.2% | 22.1% | 23.5% |
In 2019, SARL CABINET BALADDA achieves revenue of 475 k€. Over the period 2016-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +7.5%. Vs 2018: +6%. After deducting consumption (0 €), gross margin stands at 475 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 165 k€, representing 34.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 119 k€, i.e. 25.1% of revenue. This profit can be retained or distributed to shareholders.
474 794 €
474 794 €
165 284 €
159 434 €
119 352 €
34.8%
The debt ratio (= Financial debt / Equity x 100) stands at 19%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 47%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 24.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
19.486%
47.345%
24.564%
0.429
In 2019, the debt ratio of SARL CABINET BALADDA (19.49) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of SARL CABINET BALADDA (47.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2019, the repayment capacity of SARL CABINET BALADDA (0.43) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 55.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.7x. Danger: operating income does not cover interest charges, unsustainable situation.
55.895
0.661
In 2019, the liquidity ratio of SARL CABINET BALADDA (55.90) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2019, the interest coverage of SARL CABINET BALADDA (0.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 129 days. Excellent situation: suppliers finance 129 days of the operating cycle (retail model). WCR is negative (-74 days): operations structurally generate cash. Over 2016-2019, WCR increased by +53%, requiring additional financing.
-97 974 €
0 j
129 j
0 j
-74 j
Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions). This range of 121 412€ to 716 435€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SARL CABINET BALADDA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of SARL CABINET BALADDA in 2019 is 475 k€.
Yes, SARL CABINET BALADDA generated a net profit of 119 k€ in 2019.
The headquarters of SARL CABINET BALADDA is located in UNIEUX (42240), in the department Loire.
The tax return of SARL CABINET BALADDA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SARL CABINET BALADDA operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.