Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2023-01-01 (3 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: MILLAU (12100), Aveyron
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
SARL BRU ASSURANCES : revenue, balance sheet and financial ratios
SARL BRU ASSURANCES is a French company
founded 3 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in MILLAU (12100),
this company of category PME
shows in 2024 a net income positive of 170 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SARL BRU ASSURANCES (SIREN 922094990)
Indicator
2024
Revenue
N/C
Net income
169 500 €
EBITDA
N/C
Net margin
N/C
Revenue and income statement
In 2024, SARL BRU ASSURANCES generates positive net income of 170 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
Net income (2024)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
169 500 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 125%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
124.764%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
42.365%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2024
Debt ratio
124.764
Financial autonomy
42.365
Repayment capacity
None
Cash flow / Revenue
None%
Sector positioning
Debt ratio
124.762024
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Watch
In 2024, the debt ratio of SARL BRU ASSURANCES (124.76) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
42.37%2024
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Average
In 2024, the financial autonomy of SARL BRU ASSURANCES (42.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 609.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2024
Liquidity ratio
609.357
Interest coverage
None
Sector positioning
Liquidity ratio
609.362024
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Excellent
In 2024, the liquidity ratio of SARL BRU ASSURANCES (609.36) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Positioning of SARL BRU ASSURANCES in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of SARL BRU ASSURANCES is estimated at
341 147 €
(range 161 369€ - 1 557 644€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
161k€341k€1557k€
341 147 €Range: 161 369€ - 1 557 644€
NAF 5 all-time
Valuation method used
Net Income Multiple
169 500 €
×
2.0x
=341 147 €
Range: 161 369€ - 1 557 644€
Only this financial indicator is available for this company.
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare SARL BRU ASSURANCES with other companies in the same sector:
Frequently asked questions about SARL BRU ASSURANCES
What is the revenue of SARL BRU ASSURANCES ?
The revenue of SARL BRU ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).
Is SARL BRU ASSURANCES profitable?
Yes, SARL BRU ASSURANCES generated a net profit of 170 k€ in 2024.
Where is the headquarters of SARL BRU ASSURANCES ?
The headquarters of SARL BRU ASSURANCES is located in MILLAU (12100), in the department Aveyron.
Where to find the tax return of SARL BRU ASSURANCES ?
The tax return of SARL BRU ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SARL BRU ASSURANCES operate?
SARL BRU ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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