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SARL BOULANGERIE PATISSERIE CLOCHEAU : revenue, balance sheet and financial ratios

SARL BOULANGERIE PATISSERIE CLOCHEAU is a French company founded 24 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in NEUVILLE-SUR-SARTHE (72190), this company of category PME shows in 2025 a net income negative of -34 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SARL BOULANGERIE PATISSERIE CLOCHEAU (SIREN 439083155)
Indicator 2025
Revenue N/C
Net income -33 505 €
EBITDA -32 455 €
Net margin N/C

Revenue and income statement

In 2025, SARL BOULANGERIE PATISSERIE CLOCHEAU records a net loss of 34 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-32 455 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-36 055 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-33 505 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2.279%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

97.195%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.16

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

61.1%

Solvency indicators evolution
SARL BOULANGERIE PATISSERIE CLOCHEAU

Sector positioning

Debt ratio
2.28 2025
2025
Q1: 0.0
Med: 8.6
Q3: 105.48
Good

In 2025, the debt ratio of SARL BOULANGERIE PATISSER... (2.28) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
97.19% 2025
2025
Q1: 4.5%
Med: 47.12%
Q3: 86.18%
Excellent

In 2025, the financial autonomy of SARL BOULANGERIE PATISSER... (97.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.16 years 2025
2025
Q1: 0.0 years
Med: 1.02 years
Q3: 9.03 years
Excellent

In 2025, the repayment capacity of SARL BOULANGERIE PATISSER... (-0.16) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 15762.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

15762.307

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
SARL BOULANGERIE PATISSERIE CLOCHEAU

Sector positioning

Liquidity ratio
15762.31 2025
2025
Q1: 94.89
Med: 385.78
Q3: 1921.45
Excellent

In 2025, the liquidity ratio of SARL BOULANGERIE PATISSER... (15762.31) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2025
2025
Q1: -0.08x
Med: 0.0x
Q3: 12.13x
Good

In 2025, the interest coverage of SARL BOULANGERIE PATISSER... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 21 days. Favorable situation: supplier credit is longer than customer credit by 21 days.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

21 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SARL BOULANGERIE PATISSERIE CLOCHEAU

Positioning of SARL BOULANGERIE PATISSERIE CLOCHEAU in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare SARL BOULANGERIE PATISSERIE CLOCHEAU with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about SARL BOULANGERIE PATISSERIE CLOCHEAU

What is the revenue of SARL BOULANGERIE PATISSERIE CLOCHEAU ?

The revenue of SARL BOULANGERIE PATISSERIE CLOCHEAU is not publicly disclosed (confidential accounts filed with INPI).

Is SARL BOULANGERIE PATISSERIE CLOCHEAU profitable?

SARL BOULANGERIE PATISSERIE CLOCHEAU recorded a net loss in 2025.

Where is the headquarters of SARL BOULANGERIE PATISSERIE CLOCHEAU ?

The headquarters of SARL BOULANGERIE PATISSERIE CLOCHEAU is located in NEUVILLE-SUR-SARTHE (72190), in the department Sarthe.

Where to find the tax return of SARL BOULANGERIE PATISSERIE CLOCHEAU ?

The tax return of SARL BOULANGERIE PATISSERIE CLOCHEAU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SARL BOULANGERIE PATISSERIE CLOCHEAU operate?

SARL BOULANGERIE PATISSERIE CLOCHEAU operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.