Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1996-07-01 (29 years)Status: ActiveBusiness sector: CharcuterieLocation: CHAUVE (44320), Loire-Atlantique
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
SARL BERNIER LAURENT : revenue, balance sheet and financial ratios
SARL BERNIER LAURENT is a French company
founded 29 years ago,
specialized in the sector Charcuterie.
Based in CHAUVE (44320),
this company of category PME
shows in 2023 a revenue of 1.4 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SARL BERNIER LAURENT (SIREN 408231595)
Indicator
2025
2024
2023
2022
2021
2020
2019
2018
2017
Revenue
N/C
N/C
1 383 298 €
N/C
N/C
N/C
N/C
N/C
N/C
Net income
-86 230 €
-120 827 €
-14 807 €
79 421 €
61 953 €
61 440 €
74 455 €
27 837 €
-5 439 €
EBITDA
N/C
N/C
74 008 €
N/C
N/C
N/C
N/C
N/C
N/C
Net margin
N/C
N/C
-1.1%
N/C
N/C
N/C
N/C
N/C
N/C
Revenue and income statement
In 2025, SARL BERNIER LAURENT records a net loss of 86 k€. This deficit will reduce equity on the balance sheet.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-86 230 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
14.667%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
70.018%
Asset age ratio (2025)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
2020
2021
2022
2023
2024
2025
Debt ratio
71.953
52.864
30.256
18.566
11.077
22.226
19.193
19.299
14.667
Financial autonomy
53.34
60.846
71.3
74.407
80.36
74.893
76.669
72.696
70.018
Repayment capacity
None
None
None
None
None
None
1.365
None
None
Cash flow / Revenue
None%
None%
None%
None%
None%
None%
5.187%
None%
None%
Sector positioning
Debt ratio
14.672025
2023
2024
2025
Q1: 8.91
Med: 32.48
Q3: 85.15
Good-8 pts over 3 years
In 2025, the debt ratio of SARL BERNIER LAURENT (14.67) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
70.02%2025
2023
2024
2025
Q1: 31.79%
Med: 52.09%
Q3: 71.0%
Good
In 2025, the financial autonomy of SARL BERNIER LAURENT (70.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
1.36 years2023
2023
Q1: 0.0 years
Med: 0.93 years
Q3: 3.3 years
Average
In 2023, the repayment capacity of SARL BERNIER LAURENT (1.36) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 248.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
300.971
353.213
430.438
368.347
430.434
577.288
603.524
382.893
248.033
Interest coverage
None
None
None
None
None
None
2.519
None
None
Sector positioning
Liquidity ratio
248.032025
2023
2024
2025
Q1: 129.72
Med: 193.2
Q3: 333.28
Good-16 pts over 3 years
In 2025, the liquidity ratio of SARL BERNIER LAURENT (248.03) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
2.52x2023
2023
Q1: 0.0x
Med: 1.22x
Q3: 3.94x
Good
In 2023, the interest coverage of SARL BERNIER LAURENT (2.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SARL BERNIER LAURENT
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
2020
2021
2022
2023
2024
2025
Operating WCR
0 €
0 €
0 €
0 €
0 €
0 €
119 392 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
27
0
0
Customer payment term (days)
0
0
0
0
0
0
0
0
0
Supplier payment term (days)
0
0
0
0
0
0
9
0
0
Positioning of SARL BERNIER LAURENT in its sector
Comparison with sector Charcuterie
Similar companies (Charcuterie)
Compare SARL BERNIER LAURENT with other companies in the same sector:
Frequently asked questions about SARL BERNIER LAURENT
What is the revenue of SARL BERNIER LAURENT ?
The revenue of SARL BERNIER LAURENT in 2023 is 1.4 M€.
Is SARL BERNIER LAURENT profitable?
SARL BERNIER LAURENT recorded a net loss in 2025.
Where is the headquarters of SARL BERNIER LAURENT ?
The headquarters of SARL BERNIER LAURENT is located in CHAUVE (44320), in the department Loire-Atlantique.
Where to find the tax return of SARL BERNIER LAURENT ?
The tax return of SARL BERNIER LAURENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SARL BERNIER LAURENT operate?
SARL BERNIER LAURENT operates in the sector Charcuterie (NAF code 10.13B). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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