SIREN : 491840351
SARL AU COEUR DES TOITS is a French company founded 19 years ago, specialized in the sector Travaux de charpente. Based in HARGEVILLE (78790), this company of category PME shows in 2021 a revenue of 1.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 1 876 113 € | 1 939 437 € | 1 616 653 € | 1 688 200 € | 2 030 786 € | 1 875 131 € |
| Net income | -4 014 € | 11 529 € | 11 220 € | 37 101 € | 29 060 € | 39 711 € |
| EBITDA | 47 611 € | 20 635 € | 44 090 € | 55 023 € | 57 038 € | 71 434 € |
| Net margin | -0.2% | 0.6% | 0.7% | 2.2% | 1.4% | 2.1% |
In 2021, SARL AU COEUR DES TOITS achieves revenue of 1.9 M€. Revenue is growing positively over 6 years (CAGR: +0.0%). Slight decline of -3% vs 2020. After deducting consumption (630 k€), gross margin stands at 1.2 M€, i.e. a rate of 66%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 48 k€, representing 2.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -4 k€ (-0.2% of revenue), which will impact equity.
1 876 113 €
1 245 834 €
47 611 €
31 537 €
-4 014 €
2.5%
The debt ratio (= Financial debt / Equity x 100) stands at 86%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 20.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
86.477%
29.636%
0.778%
20.609
31.2%
In 2021, the debt ratio of SARL AU COEUR DES TOITS (86.48) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of SARL AU COEUR DES TOITS (29.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of SARL AU COEUR DES TOITS (20.61) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 197.26. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.7x. Operating income very largely covers interest expenses: high safety margin.
197.264
9.699
In 2021, the liquidity ratio of SARL AU COEUR DES TOITS (197.26) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of SARL AU COEUR DES TOITS (9.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 132 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 48 days. The gap of 84 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 24 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 152 days of revenue, i.e. 794 k€ to permanently finance. Over 2016-2021, WCR increased by +24%, requiring additional financing.
793 802 €
132 j
48 j
24 j
152 j
Based on 113 transactions of similar company sales (all years), the value of SARL AU COEUR DES TOITS is estimated at 176 057 € (range 98 576€ - 285 991€). With an EBITDA of 47 611€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SARL AU COEUR DES TOITS with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de charpente
The revenue of SARL AU COEUR DES TOITS in 2021 is 1.9 M€.
SARL AU COEUR DES TOITS recorded a net loss in 2021.
The headquarters of SARL AU COEUR DES TOITS is located in HARGEVILLE (78790), in the department Yvelines.
The tax return of SARL AU COEUR DES TOITS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SARL AU COEUR DES TOITS operates in the sector Travaux de charpente (NAF code 43.91A). See the 'Sector positioning' section above to compare the company with its competitors.