SARL ASSUREVIE DU VALENCIENNOIS : revenue, balance sheet and financial ratios

SARL ASSUREVIE DU VALENCIENNOIS is a French company founded 10 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VALENCIENNES (59300), this company of category PME shows in 2022 a revenue of 1000 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SARL ASSUREVIE DU VALENCIENNOIS (SIREN 815037676)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 999 747 € 1 162 110 € 1 154 085 € 879 048 € 820 690 € 600 637 € 544 421 €
Net income 228 782 € 136 237 € 139 333 € 269 482 € 137 726 € 141 352 € 47 428 € 26 145 €
EBITDA N/C 246 078 € 209 121 € 369 214 € 208 516 € 188 582 € 54 575 € 30 109 €
Net margin N/C 13.6% 12.0% 23.4% 15.7% 17.2% 7.9% 4.8%

Revenue and income statement

In 2023, SARL ASSUREVIE DU VALENCIENNOIS generates positive net income of 229 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2023: 26 k€ -> 229 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

228 782 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 75%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

13.989%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

75.005%

Solvency indicators evolution
SARL ASSUREVIE DU VALENCIENNOIS

Sector positioning

Debt ratio
13.99 2023
2021
2022
2023
Q1: 0.0
Med: 8.57
Q3: 49.39
Average +19 pts over 3 years

In 2023, the debt ratio of SARL ASSUREVIE DU VALENCI... (13.99) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
75.0% 2023
2021
2022
2023
Q1: 14.03%
Med: 47.19%
Q3: 74.22%
Excellent

In 2023, the financial autonomy of SARL ASSUREVIE DU VALENCI... (75.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.76 years 2022
2021
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.36 years
Average +6 pts over 2 years

In 2022, the repayment capacity of SARL ASSUREVIE DU VALENCI... (0.76) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SARL ASSUREVIE DU VALENCIENNOIS

Positioning of SARL ASSUREVIE DU VALENCIENNOIS in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of SARL ASSUREVIE DU VALENCIENNOIS is estimated at 460 462 € (range 217 807€ - 2 102 424€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
193 transactions
217k€ 460k€ 2102k€
460 462 € Range: 217 807€ - 2 102 424€
NAF 5 all-time

Valuation method used

Net Income Multiple
228 782 € × 2.0x = 460 463 €
Range: 217 808€ - 2 102 425€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare SARL ASSUREVIE DU VALENCIENNOIS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about SARL ASSUREVIE DU VALENCIENNOIS

What is the revenue of SARL ASSUREVIE DU VALENCIENNOIS ?

The revenue of SARL ASSUREVIE DU VALENCIENNOIS in 2022 is 1000 k€.

Is SARL ASSUREVIE DU VALENCIENNOIS profitable?

Yes, SARL ASSUREVIE DU VALENCIENNOIS generated a net profit of 229 k€ in 2023.

Where is the headquarters of SARL ASSUREVIE DU VALENCIENNOIS ?

The headquarters of SARL ASSUREVIE DU VALENCIENNOIS is located in VALENCIENNES (59300), in the department Nord.

Where to find the tax return of SARL ASSUREVIE DU VALENCIENNOIS ?

The tax return of SARL ASSUREVIE DU VALENCIENNOIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SARL ASSUREVIE DU VALENCIENNOIS operate?

SARL ASSUREVIE DU VALENCIENNOIS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.