SIREN : 349211268
SARL AGENCE DU LAC is a French company founded 37 years ago, specialized in the sector Agences immobilières. Based in SCIEZ (74140), this company of category PME shows in 2022 a revenue of 590 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 590 199 € | 625 885 € | 555 072 € | 1 163 244 € | 1 329 474 € | 1 185 435 € | 1 185 435 € |
| Net income | 26 732 € | 24 471 € | 79 847 € | 488 105 € | 34 960 € | 48 673 € | 48 673 € |
| EBITDA | 72 845 € | 39 797 € | -53 390 € | -195 538 € | 32 765 € | 15 247 € | 15 247 € |
| Net margin | 4.5% | 3.9% | 14.4% | 42.0% | 2.6% | 4.1% | 4.1% |
In 2022, SARL AGENCE DU LAC achieves revenue of 590 k€. Revenue is declining over the period 2016-2022 (CAGR: -11.0%). Slight decline of -6% vs 2021. After deducting consumption (0 €), gross margin stands at 590 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 73 k€, representing 12.3% of revenue. Positive scissor effect: EBITDA margin improves by +6.0 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 27 k€, i.e. 4.5% of revenue. This profit can be retained or distributed to shareholders.
590 199 €
590 199 €
72 845 €
22 365 €
26 732 €
12.3%
The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
51.589%
14.363%
6.205%
1.636
8.1%
In 2022, the debt ratio of SARL AGENCE DU LAC (51.59) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of SARL AGENCE DU LAC (14.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of SARL AGENCE DU LAC (1.64) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 125.02. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.9x. Coverage is limited: any activity downturn would jeopardize interest payments.
125.021
1.866
In 2022, the liquidity ratio of SARL AGENCE DU LAC (125.02) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of SARL AGENCE DU LAC (1.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 37 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. The company must finance 7 days of gap between collections and payments. WCR is negative (-207 days): operations structurally generate cash. Over 2016-2022, WCR increased by +77%, requiring additional financing.
-339 553 €
37 j
30 j
0 j
-207 j
Based on 98 transactions of similar company sales
in 2022,
the value of SARL AGENCE DU LAC is estimated at
94 493 €
(range 57 224€ - 220 777€).
With an EBITDA of 72 845€, the sector multiple of 0.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SARL AGENCE DU LAC with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of SARL AGENCE DU LAC in 2022 is 590 k€.
Yes, SARL AGENCE DU LAC generated a net profit of 27 k€ in 2022.
The headquarters of SARL AGENCE DU LAC is located in SCIEZ (74140), in the department Haute-Savoie.
The tax return of SARL AGENCE DU LAC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SARL AGENCE DU LAC operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.