SIREN : 913523361
SAONA is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in SAINTE-SIGOLENE (43600), this company of category PME shows in 2025 a revenue of 149 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 149 300 € | 146 000 € | 95 100 € |
| Net income | 13 478 € | 13 647 € | 11 733 € |
| EBITDA | -397 € | 14 403 € | 13 003 € |
| Net margin | 9.0% | 9.3% | 12.3% |
In 2025, SAONA achieves revenue of 149 k€. Over the period 2023-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +25.3%. Vs 2024: +2%. After deducting consumption (0 €), gross margin stands at 149 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -397 €, representing -0.3% of revenue. Warning negative scissor effect: despite revenue change (+2%), EBITDA varies by -103%, reducing margin by 10.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 13 k€, i.e. 9.0% of revenue. This profit can be retained or distributed to shareholders.
149 300 €
149 300 €
-397 €
9 032 €
13 478 €
-0.3%
The debt ratio (= Financial debt / Equity x 100) stands at 97%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 39.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 2.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
96.912%
47.768%
2.717%
39.142
99.5%
In 2025, the debt ratio of SAONA (96.91) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of SAONA (47.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of SAONA (39.14) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 590.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
590.184
-1062.217
In 2025, the liquidity ratio of SAONA (590.18) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of SAONA (-1062.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 28 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. The company must finance 26 days of gap between collections and payments. Overall, WCR represents 216 days of revenue, i.e. 89 k€ to permanently finance. Over 2023-2025, WCR increased by +183%, requiring additional financing.
89 399 €
28 j
2 j
0 j
216 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 18 917€ to 202 438€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAONA with other companies in the same sector:
The revenue of SAONA in 2025 is 149 k€.
Yes, SAONA generated a net profit of 13 k€ in 2025.
The headquarters of SAONA is located in SAINTE-SIGOLENE (43600), in the department Haute-Loire.
The tax return of SAONA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAONA operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.