SIREN : 435200290
SANTO is a French company founded 25 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in TOULOUSE (31500), this company of category PME shows in 2023 a revenue of 951 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | N/C | N/C | 950 595 € | N/C | N/C |
| Net income | 0 € | 0 € | 353 036 € | 0 € | 0 € |
| EBITDA | N/C | N/C | 467 836 € | N/C | N/C |
| Net margin | N/C | N/C | 37.1% | N/C | N/C |
In 2025, SANTO records a net loss of 0 €. This deficit will reduce equity on the balance sheet.
The debt ratio (= Financial debt / Equity x 100) stands at 221%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
220.637%
61.558%
5.3%
In 2025, the debt ratio of SANTO (220.64) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of SANTO (61.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of SANTO (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 215.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
215.387
In 2025, the liquidity ratio of SANTO (215.39) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of SANTO (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
0 €
0 j
0 j
0 j
Compare SANTO with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of SANTO in 2023 is 951 k€.
Yes, SANTO generated a net profit of 353 k€ in 2023.
The headquarters of SANTO is located in TOULOUSE (31500), in the department Haute-Garonne.
The tax return of SANTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SANTO operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.