SANTA MARIA NOVELLA FRANCE : revenue, balance sheet and financial ratios

SANTA MARIA NOVELLA FRANCE is a French company founded 4 years ago, specialized in the sector Autres commerces de détail spécialisés divers. Based in PUTEAUX (92800), this company of category PME shows in 2025 a revenue of 3.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SANTA MARIA NOVELLA FRANCE (SIREN 912938784)
Indicator 2025 2024 2023 2022
Revenue 2 984 208 € 2 335 009 € 1 695 261 € 971 456 €
Net income -64 192 € -49 463 € -277 186 € 27 613 €
EBITDA -714 854 € -778 362 € -497 129 € 14 672 €
Net margin -2.2% -2.1% -16.4% 2.8%

Revenue and income statement

In 2025, SANTA MARIA NOVELLA FRANCE achieves revenue of 3.0 M€. Over the period 2022-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +45.4%. Vs 2024, growth of +28% (2.3 M€ -> 3.0 M€). After deducting consumption (1.5 M€), gross margin stands at 1.5 M€, i.e. a rate of 49%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -715 k€, representing -24.0% of revenue. Positive scissor effect: EBITDA margin improves by +9.4 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -64 k€ (-2.2% of revenue), which will impact equity.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 984 208 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 453 140 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-714 854 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

50 808 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-64 192 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-24.0%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 252%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 20%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 27.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 3.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

252.08%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

20.301%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.523%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

27.258

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

81.4%

Solvency indicators evolution
SANTA MARIA NOVELLA FRANCE

Sector positioning

Debt ratio
252.08 2025
2023
2024
2025
Q1: 2.28
Med: 17.74
Q3: 58.59
Watch

In 2025, the debt ratio of SANTA MARIA NOVELLA FRANCE (252.08) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
20.3% 2025
2023
2024
2025
Q1: 14.96%
Med: 44.15%
Q3: 66.96%
Average -14 pts over 3 years

In 2025, the financial autonomy of SANTA MARIA NOVELLA FRANCE (20.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
27.26 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.2 years
Q3: 1.99 years
Watch +56 pts over 3 years

In 2025, the repayment capacity of SANTA MARIA NOVELLA FRANCE (27.26) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 91.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

91.377

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-16.087

Liquidity indicators evolution
SANTA MARIA NOVELLA FRANCE

Sector positioning

Liquidity ratio
91.38 2025
2023
2024
2025
Q1: 146.99
Med: 244.87
Q3: 415.18
Watch -10 pts over 3 years

In 2025, the liquidity ratio of SANTA MARIA NOVELLA FRANCE (91.38) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-16.09x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.35x
Q3: 4.94x
Watch

In 2025, the interest coverage of SANTA MARIA NOVELLA FRANCE (-16.1x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 79 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 154 days. Excellent situation: suppliers finance 75 days of the operating cycle (retail model). Inventory turnover is 42 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 129 days of revenue, i.e. 1.1 M€ to permanently finance. Over 2022-2025, WCR increased by +250%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 066 914 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

79 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

154 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

42 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

129 j

WCR and payment terms evolution
SANTA MARIA NOVELLA FRANCE

Positioning of SANTA MARIA NOVELLA FRANCE in its sector

Comparison with sector Autres commerces de détail spécialisés divers

Valuation estimate

Based on 83 transactions of similar company sales in 2025, the value of SANTA MARIA NOVELLA FRANCE is estimated at 780 812 € (range 480 921€ - 1 543 754€). The price/revenue ratio is 0.26x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
83 tx
480k€ 780k€ 1543k€
780 812 € Range: 480 921€ - 1 543 754€
NAF 5 année 2025

Valuation method used

Revenue Multiple
2 984 208 € × 0.26x = 780 813 €
Range: 480 922€ - 1 543 755€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 83 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres commerces de détail spécialisés divers)

Compare SANTA MARIA NOVELLA FRANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Autres commerces de détail spécialisés divers

Frequently asked questions about SANTA MARIA NOVELLA FRANCE

What is the revenue of SANTA MARIA NOVELLA FRANCE ?

The revenue of SANTA MARIA NOVELLA FRANCE in 2025 is 3.0 M€.

Is SANTA MARIA NOVELLA FRANCE profitable?

SANTA MARIA NOVELLA FRANCE recorded a net loss in 2025.

Where is the headquarters of SANTA MARIA NOVELLA FRANCE ?

The headquarters of SANTA MARIA NOVELLA FRANCE is located in PUTEAUX (92800), in the department Hauts-de-Seine.

Where to find the tax return of SANTA MARIA NOVELLA FRANCE ?

The tax return of SANTA MARIA NOVELLA FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SANTA MARIA NOVELLA FRANCE operate?

SANTA MARIA NOVELLA FRANCE operates in the sector Autres commerces de détail spécialisés divers (NAF code 47.78C). See the 'Sector positioning' section above to compare the company with its competitors.