SIREN : 531494292
SAMA FINANCE is a French company founded 15 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in MONTAIGU-VENDEE (85600), this company of category PME shows in 2019 a revenue of 711 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 |
|---|---|
| Revenue | 711 277 € |
| Net income | 346 325 € |
| EBITDA | 231 874 € |
| Net margin | 48.7% |
In 2019, SAMA FINANCE achieves revenue of 711 k€. After deducting consumption (0 €), gross margin stands at 711 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 232 k€, representing 32.6% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 346 k€, i.e. 48.7% of revenue. This profit can be retained or distributed to shareholders.
711 277 €
711 277 €
231 874 €
231 320 €
346 325 €
32.6%
The debt ratio (= Financial debt / Equity x 100) stands at 125%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 47.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
125.137%
33.759%
46.988%
1.802
93.6%
In 2019, the debt ratio of SAMA FINANCE (125.14) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of SAMA FINANCE (33.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of SAMA FINANCE (1.80) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 277.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.1x. Financial charges are adequately covered by operations.
277.456
3.093
In 2019, the liquidity ratio of SAMA FINANCE (277.46) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2019, the interest coverage of SAMA FINANCE (3.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 322 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 184 days. The gap of 138 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 231 days of revenue, i.e. 457 k€ to permanently finance.
457 337 €
322 j
184 j
0 j
231 j
Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 1 261 641€ to 2 200 085€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAMA FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of SAMA FINANCE in 2019 is 711 k€.
Yes, SAMA FINANCE generated a net profit of 346 k€ in 2019.
The headquarters of SAMA FINANCE is located in MONTAIGU-VENDEE (85600), in the department Vendee.
The tax return of SAMA FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAMA FINANCE operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.