Le dernier exercice comptable publié pour cette entreprise remonte à 2023. Les données ci-dessous peuvent ne plus refléter sa situation actuelle.
S.A.J.A.Z : revenue, balance sheet and financial ratios
S.A.J.A.Z is a French company
founded 10 years ago,
specialized in the sector Commerce de gros (commerce interentreprises) de fleurs et plantes.
Based in CHEVILLY-LARUE (94550),
this company of category PME
shows in 2023 a revenue of 6.4 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-08-08
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
Synthèse
Santé financière :
Saine
Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.
In summary, S.A.J.A.Z combines a growing business with positive profitability. Its financial structure is broadly in line with its sector.
Revenue and income statement
In 2024, S.A.J.A.Z generates positive net income of 112 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2020-2024: 32 k€ -> 112 k€.
Revenue (2023)
?
6 359 569 €
Gross margin (2023)
?
779 418 €
Net income (2023)
?
-753 €
EBITDA margin (2023)
?
0.1%
Loading income statement...
The detailed income statement is not available for this company (simplified accounts or confidential data).
Assets
Loading data...
Assets balance sheet data not available for this company
Liabilities
Loading data...
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 178%. This ratio is slightly less favorable than the sector median (23.1%). Financial autonomy (= Equity / Total assets x 100) reaches 12%. This ratio is slightly less favorable than the sector median (36.9%).
Debt ratio (2023)
?
178.21%
Financial autonomy (2023)
?
11.84%
Cash flow / Revenue (2023)
?
-0.15%
Repayment capacity (2023)
?
-24.69
Asset age ratio (2023)
?
79.0%
| Indicator |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
| Debt ratio |
81.257 |
0.824 |
1.207 |
101.846 |
65.397 |
68.637 |
178.212 |
71.604 |
| Financial autonomy |
12.684 |
41.47 |
63.694 |
33.723 |
44.591 |
31.92 |
11.836 |
26.534 |
| Repayment capacity |
0.745 |
0.011 |
0.023 |
3.803 |
1.187 |
1.622 |
-24.692 |
None |
| Cash flow / Revenue |
0.878% |
2.106% |
2.367% |
1.343% |
2.683% |
1.564% |
-0.148% |
None% |
Sector positioning
Q1: 2.74%
Med: 23.07%
Q3: 88.04%
Average
+8 pts over 3 years
In 2024, the debt ratio of S.A.J.A.Z (71.6%) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Q1: 16.09%
Med: 36.93%
Q3: 56.54%
Average
In 2024, the financial autonomy of S.A.J.A.Z (26.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Q1: 0.0 years
Med: 0.73 years
Q3: 2.8 years
Average
In 2022, the repayment capacity of S.A.J.A.Z (1.62) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 1.23. This ratio is slightly less favorable than the sector median (1.9). The interest coverage ratio (= EBIT / Interest expenses) is 31.0x. Compared with its sector, this ratio places the company among the best positioned (sector median: 1.0x).
Liquidity ratio (2023)
?
1.23
Interest coverage (2023)
?
30.96
| Indicator |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
| Liquidity ratio |
1.1182299999999998 |
1.45152 |
2.39159 |
2.87963 |
3.5994 |
1.9139 |
1.22593 |
1.3500899999999998 |
| Interest coverage |
0.0 |
0.0 |
0.0 |
0.0 |
0.388 |
1.032 |
30.957 |
None |
Sector positioning
Q1: 1.22
Med: 1.91
Q3: 2.82
Average
-18 pts over 3 years
In 2024, the liquidity ratio of S.A.J.A.Z (1.35) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Q1: 0.0x
Med: 0.96x
Q3: 8.69x
Excellent
+26 pts over 2 years
In 2023, the interest coverage of S.A.J.A.Z (31.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 10 days of revenue, i.e. 0 € to permanently finance. Between 2020 and 2023, WCR worsened by 10 days of revenue, signaling an increased financing need.
Operating WCR (2023)
?
174 952 €
Customer credit (2023)
?
11 j
Supplier credit (2023)
?
37 j
Inventory turnover (2023)
?
1 j
WCR in days of revenue (2023)
?
10 j
| Indicator |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
| Operating WCR |
-140 088 € |
3 587 € |
-17 166 € |
-4 698 € |
17 697 € |
136 464 € |
174 952 € |
0 € |
| Inventory turnover (days) |
0 |
0 |
0 |
0 |
1 |
1 |
1 |
0 |
| Customer payment term (days) |
2 |
4 |
3 |
2 |
4 |
8 |
11 |
0 |
| Supplier payment term (days) |
2 |
8 |
3 |
10 |
5 |
14 |
37 |
0 |
Positioning of S.A.J.A.Z in its sector
Valuation estimate
Based on 178 transactions of similar company sales
(all years),
the value of S.A.J.A.Z is estimated at
245 200 €
(range 79 028€ - 753 153€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
245 200 €
Range: 79 028€ - 753 153€
NAF 4 all-time
Aggregated at NAF sub-class level
Valuation method used
Net Income Multiple
111 946 €
×
2.2x
=
245 201 €
Range: 79 028€ - 753 153€
Only this financial indicator is available for this company.
How is this estimate calculated?
This estimate is based on the analysis of 178 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
- EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
- Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
- Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Top companies in Commerce de gros (commerce interentreprises) de fleurs et plantes
Largest companies by revenue in the sector Commerce de gros (commerce interentreprises) de fleurs et plantes:
Frequently asked questions about S.A.J.A.Z
What is the revenue of S.A.J.A.Z ?
The revenue of S.A.J.A.Z in 2023 is 6.4 M€.
Is S.A.J.A.Z profitable?
Yes, S.A.J.A.Z generated a net profit of 112 k€ in 2024.
Where is the headquarters of S.A.J.A.Z ?
The headquarters of S.A.J.A.Z is located in CHEVILLY-LARUE (94550), in the department Val-de-Marne.
Where to find the tax return of S.A.J.A.Z ?
The tax return of S.A.J.A.Z is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does S.A.J.A.Z operate?
S.A.J.A.Z operates in the sector Commerce de gros (commerce interentreprises) de fleurs et plantes (NAF code 46.22Z). See the 'Sector positioning' section above to compare the company with its competitors.