Employees: 02 (2023.0)Legal category: SCA (commandite par actions)Size: ETICreation date: 1989-01-01 (37 years)Status: ActiveBusiness sector: Location de longue durée de voitures et de véhicules automobiles légersLocation: AUXERRE (89000), Yonne
SAJALOC : revenue, balance sheet and financial ratios
SAJALOC is a French company
founded 37 years ago,
specialized in the sector Location de longue durée de voitures et de véhicules automobiles légers.
Based in AUXERRE (89000),
this company of category ETI
shows in 2021 a revenue of 1.1 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, SAJALOC records a net loss of 101 k€. This deficit will reduce equity on the balance sheet.
Net income (2024)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-101 430 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 534%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
534.009%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
13.977%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
362.416
420.354
393.302
357.388
458.573
193.919
172.262
411.601
534.009
Financial autonomy
19.287
17.342
18.829
20.065
16.128
29.795
30.823
16.911
13.977
Repayment capacity
2.013
2.272
2.371
2.127
2.737
0.953
None
None
None
Cash flow / Revenue
77.057%
76.564%
75.599%
87.053%
71.803%
79.854%
None%
None%
None%
Sector positioning
Debt ratio
534.012024
2022
2023
2024
Q1: 0.0
Med: 52.09
Q3: 260.67
Watch+10 pts over 3 years
In 2024, the debt ratio of SAJALOC (534.01) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
13.98%2024
2022
2023
2024
Q1: 4.51%
Med: 24.09%
Q3: 51.07%
Average-14 pts over 3 years
In 2024, the financial autonomy of SAJALOC (14.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 155.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
155.184
Liquidity indicators evolution SAJALOC
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
89.088
119.208
157.866
131.307
108.275
34.451
111.435
100.711
155.184
Interest coverage
2.195
3.026
3.567
3.527
3.915
1.387
None
None
None
Sector positioning
Liquidity ratio
155.182024
2022
2023
2024
Q1: 79.61
Med: 167.54
Q3: 370.44
Average+16 pts over 3 years
In 2024, the liquidity ratio of SAJALOC (155.18) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SAJALOC
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
258 855 €
337 138 €
222 545 €
198 055 €
101 456 €
38 535 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
55
63
74
78
86
74
0
0
0
Supplier payment term (days)
162
142
51
73
57
65
0
0
0
Positioning of SAJALOC in its sector
Comparison with sector Location de longue durée de voitures et de véhicules automobiles légers
Similar companies (Location de longue durée de voitures et de véhicules automobiles légers)
Compare SAJALOC with other companies in the same sector:
The headquarters of SAJALOC is located in AUXERRE (89000), in the department Yonne.
Where to find the tax return of SAJALOC ?
The tax return of SAJALOC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SAJALOC operate?
SAJALOC operates in the sector Location de longue durée de voitures et de véhicules automobiles légers (NAF code 77.11B). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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