SIREN : 494510928
SAINTE LOUISE is a French company founded 19 years ago, specialized in the sector Promotion immobilière d'autres bâtiments. Based in MONTPELLIER (34000), this company of category ETI shows in 2024 a revenue of 988 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2015 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 988 292 € | 1 965 000 € | 3 786 043 € | 2 950 377 € | 2 787 917 € | 3 260 615 € | 2 069 205 € | N/C | N/C |
| Net income | 105 709 € | 1 168 030 € | 499 654 € | 126 068 € | 73 296 € | 605 072 € | 168 629 € | -235 049 € | -44 095 € |
| EBITDA | 94 309 € | 1 572 785 € | 743 705 € | 227 165 € | 153 712 € | 745 145 € | 282 696 € | -174 051 € | -43 758 € |
| Net margin | 10.7% | 59.4% | 13.2% | 4.3% | 2.6% | 18.6% | 8.1% | N/C | N/C |
In 2024, SAINTE LOUISE achieves revenue of 988 k€. Revenue is declining over the period 2018-2024 (CAGR: -11.6%). Significant drop of -50% vs 2023. After deducting consumption (1 k€), gross margin stands at 987 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 94 k€, representing 9.5% of revenue. Warning negative scissor effect: despite revenue change (-50%), EBITDA varies by -94%, reducing margin by 70.5 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 106 k€, i.e. 10.7% of revenue. This profit can be retained or distributed to shareholders.
988 292 €
987 263 €
94 309 €
94 308 €
105 709 €
9.5%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 10.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.827%
0.574%
10.696%
0.001
In 2024, the debt ratio of SAINTE LOUISE (0.83) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of SAINTE LOUISE (0.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SAINTE LOUISE (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 326.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.5x. Danger: operating income does not cover interest charges, unsustainable situation.
326.921
0.479
In 2024, the liquidity ratio of SAINTE LOUISE (326.92) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SAINTE LOUISE (0.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1693 days. Excellent situation: suppliers finance 1674 days of the operating cycle (retail model). Inventory turnover is 52 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 422 days of revenue, i.e. 1.2 M€ to permanently finance.
1 159 652 €
19 j
1693 j
52 j
422 j
Based on 80 transactions of similar company sales
(all years),
the value of SAINTE LOUISE is estimated at
179 910 €
(range 64 788€ - 484 512€).
With an EBITDA of 94 309€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAINTE LOUISE with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière d'autres bâtiments
The revenue of SAINTE LOUISE in 2024 is 988 k€.
Yes, SAINTE LOUISE generated a net profit of 106 k€ in 2024.
The headquarters of SAINTE LOUISE is located in MONTPELLIER (34000), in the department Herault.
The tax return of SAINTE LOUISE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAINTE LOUISE operates in the sector Promotion immobilière d'autres bâtiments (NAF code 41.10C). See the 'Sector positioning' section above to compare the company with its competitors.