SIREN : 815085626
SAINT-SEC FINANCES is a French company founded 10 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS (75008), this company of category PME shows in 2024 a revenue of 130 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 130 067 € | 134 400 € | 134 400 € | 134 400 € | 127 200 € | 120 000 € | 120 000 € | 120 000 € | 110 000 € | N/C |
| Net income | -152 789 € | -54 835 € | -16 713 € | -51 220 € | 50 641 € | 160 342 € | 151 901 € | 88 618 € | 803 305 € | -1 343 € |
| EBITDA | -133 109 € | -11 463 € | -7 287 € | -12 908 € | -40 328 € | -27 262 € | -32 105 € | -31 356 € | -40 198 € | -1 343 € |
| Net margin | -117.5% | -40.8% | -12.4% | -38.1% | 39.8% | 133.6% | 126.6% | 73.8% | 730.3% | N/C |
In 2024, SAINT-SEC FINANCES achieves revenue of 130 k€. Revenue is growing positively over 10 years (CAGR: +2.1%). Slight decline of -3% vs 2023. After deducting consumption (0 €), gross margin stands at 130 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -133 k€, representing -102.3% of revenue. Warning negative scissor effect: despite revenue change (-3%), EBITDA varies by -1061%, reducing margin by 93.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -153 k€ (-117.5% of revenue), which will impact equity.
130 067 €
130 067 €
-133 109 €
-133 109 €
-152 789 €
-102.3%
The debt ratio (= Financial debt / Equity x 100) stands at 137%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
136.634%
41.439%
-156.68%
-7.227
100.0%
In 2024, the debt ratio of SAINT-SEC FINANCES (136.63) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SAINT-SEC FINANCES (41.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SAINT-SEC FINANCES (-7.23) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 4864.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
4864.366
-54.081
In 2024, the liquidity ratio of SAINT-SEC FINANCES (4864.37) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of SAINT-SEC FINANCES (-54.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 57 days. Excellent situation: suppliers finance 57 days of the operating cycle (retail model). Overall, WCR represents 166 days of revenue, i.e. 60 k€ to permanently finance.
59 954 €
0 j
57 j
0 j
166 j
Based on 54 transactions of similar company sales
in 2024,
the value of SAINT-SEC FINANCES is estimated at
76 579 €
(range 47 642€ - 91 038€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAINT-SEC FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of SAINT-SEC FINANCES in 2024 is 130 k€.
SAINT-SEC FINANCES recorded a net loss in 2024.
The headquarters of SAINT-SEC FINANCES is located in PARIS (75008), in the department Paris.
The tax return of SAINT-SEC FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAINT-SEC FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.