SAINT PIERRE-JBO : revenue, balance sheet and financial ratios

SAINT PIERRE-JBO is a French company founded 15 years ago, specialized in the sector Culture de céréales (à l'exception du riz), de légumineuses et de graines oléagineuses. Based in VILLEMADE (82130), this company of category PME shows in 2016 a revenue of 199 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAINT PIERRE-JBO (SIREN 532318250)
Indicator 2017 2016 2015
Revenue N/C 199 007 € 239 590 €
Net income -6 073 € -31 441 € -32 886 €
EBITDA N/C 192 175 € 285 919 €
Net margin N/C -15.8% -13.7%

Revenue and income statement

In 2017, SAINT PIERRE-JBO records a net loss of 6 k€. This deficit will reduce equity on the balance sheet.

EBIT (2017) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

28 451 €

Net income (2017) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-6 073 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 324%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.

Debt ratio (2017) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

324.367%

Financial autonomy (2017) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

13.336%

Repayment capacity (2017) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.181

Asset age ratio (2017) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

18.8%

Solvency indicators evolution
SAINT PIERRE-JBO

Sector positioning

Debt ratio
324.37 2017
2015
2016
2017
Q1: 3.53
Med: 48.48
Q3: 160.51
Watch

In 2017, the debt ratio of SAINT PIERRE-JBO (324.37) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
13.34% 2017
2015
2016
2017
Q1: 15.14%
Med: 45.37%
Q3: 69.31%
Average -8 pts over 3 years

In 2017, the financial autonomy of SAINT PIERRE-JBO (13.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.18 years 2017
2015
2016
2017
Q1: 0.0 years
Med: 1.27 years
Q3: 4.33 years
Average +49 pts over 3 years

In 2017, the repayment capacity of SAINT PIERRE-JBO (4.18) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1260.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2017) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1260.146

Liquidity indicators evolution
SAINT PIERRE-JBO

Sector positioning

Liquidity ratio
1260.15 2017
2015
2016
2017
Q1: 118.08
Med: 228.58
Q3: 456.13
Excellent +22 pts over 3 years

In 2017, the liquidity ratio of SAINT PIERRE-JBO (1260.15) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
6.82x 2016
2015
2016
Q1: 0.0x
Med: 0.47x
Q3: 7.12x
Good +42 pts over 2 years

In 2016, the interest coverage of SAINT PIERRE-JBO (6.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2017) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2017) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2017) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2017) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SAINT PIERRE-JBO

Positioning of SAINT PIERRE-JBO in its sector

Comparison with sector Culture de céréales (à l'exception du riz), de légumineuses et de graines oléagineuses

Similar companies (Culture de céréales (à l'exception du riz), de légumineuses et de graines oléagineuses)

Compare SAINT PIERRE-JBO with other companies in the same sector:

Voir toutes les statistiques du secteur Culture de céréales (à l'exception du riz), de légumineuses et de graines oléagineuses

Frequently asked questions about SAINT PIERRE-JBO

What is the revenue of SAINT PIERRE-JBO ?

The revenue of SAINT PIERRE-JBO in 2016 is 199 k€.

Is SAINT PIERRE-JBO profitable?

SAINT PIERRE-JBO recorded a net loss in 2017.

Where is the headquarters of SAINT PIERRE-JBO ?

The headquarters of SAINT PIERRE-JBO is located in VILLEMADE (82130), in the department Tarn-et-Garonne.

Where to find the tax return of SAINT PIERRE-JBO ?

The tax return of SAINT PIERRE-JBO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAINT PIERRE-JBO operate?

SAINT PIERRE-JBO operates in the sector Culture de céréales (à l'exception du riz), de légumineuses et de graines oléagineuses (NAF code 01.11Z). See the 'Sector positioning' section above to compare the company with its competitors.