SAINT MICHEL IMMOBILIERE : revenue, balance sheet and financial ratios

SAINT MICHEL IMMOBILIERE is a French company founded 14 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in PARIS (75008), this company of category PME shows in 2022 a revenue of 40 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAINT MICHEL IMMOBILIERE (SIREN 534731781)
Indicator 2022 2021 2021 2020 2019 2018 2017 2016
Revenue 40 034 € 41 796 € 11 002 € 70 772 € 70 481 € 82 205 € N/C N/C
Net income 67 920 € 277 906 € -2 197 € 8 377 € -11 524 € -104 351 € 364 451 € 926 497 €
EBITDA 21 643 € -15 106 € 5 473 € 22 210 € -41 208 € -62 051 € -212 289 € -256 520 €
Net margin 169.7% 664.9% -20.0% 11.8% -16.4% -126.9% N/C N/C

Revenue and income statement

In 2022, SAINT MICHEL IMMOBILIERE achieves revenue of 40 k€. Revenue is declining over the period 2018-2022 (CAGR: -16.5%). Slight decline of -4% vs 2021. After deducting consumption (0 €), gross margin stands at 40 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 22 k€, representing 54.1% of revenue. Positive scissor effect: EBITDA margin improves by +90.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 68 k€, i.e. 169.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

40 034 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

40 034 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

21 643 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

10 931 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

67 920 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

54.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 248%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 110.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 175.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

247.938%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

28.691%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

175.039%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

110.733

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

78.0%

Solvency indicators evolution
SAINT MICHEL IMMOBILIERE

Sector positioning

Debt ratio
247.94 2022
2021
2021
2022
Q1: -74.34
Med: 11.43
Q3: 181.21
Average

In 2022, the debt ratio of SAINT MICHEL IMMOBILIERE (247.94) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
28.69% 2022
2021
2021
2022
Q1: 1.95%
Med: 38.48%
Q3: 82.88%
Average

In 2022, the financial autonomy of SAINT MICHEL IMMOBILIERE (28.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
110.73 years 2022
2021
2021
2022
Q1: -0.01 years
Med: 0.67 years
Q3: 10.42 years
Average

In 2022, the repayment capacity of SAINT MICHEL IMMOBILIERE (110.73) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 56419.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 839.3x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

56419.234

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

839.297

Liquidity indicators evolution
SAINT MICHEL IMMOBILIERE

Sector positioning

Liquidity ratio
56419.23 2022
2021
2021
2022
Q1: 88.14
Med: 269.92
Q3: 1094.56
Excellent

In 2022, the liquidity ratio of SAINT MICHEL IMMOBILIERE (56419.23) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
839.3x 2022
2021
2021
2022
Q1: 0.0x
Med: 0.0x
Q3: 13.79x
Excellent

In 2022, the interest coverage of SAINT MICHEL IMMOBILIERE (839.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 43 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 330 days. Excellent situation: suppliers finance 287 days of the operating cycle (retail model). Overall, WCR represents 94970 days of revenue, i.e. 10.6 M€ to permanently finance.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

10 561 163 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

43 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

330 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

94970 j

WCR and payment terms evolution
SAINT MICHEL IMMOBILIERE

Positioning of SAINT MICHEL IMMOBILIERE in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 241 transactions of similar company sales in 2022, the value of SAINT MICHEL IMMOBILIERE is estimated at 97 752 € (range 38 628€ - 221 858€). With an EBITDA of 21 643€, the sector multiple of 3.3x is applied. The price/revenue ratio is 0.68x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
241 transactions
38k€ 97k€ 221k€
97 752 € Range: 38 628€ - 221 858€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
21 643 € × 3.3x
Estimation 70 782 €
28 984€ - 157 436€
Revenue Multiple 30%
40 034 € × 0.68x
Estimation 27 029 €
12 229€ - 77 037€
Net Income Multiple 20%
67 920 € × 4.0x
Estimation 271 264 €
102 339€ - 600 148€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 241 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare SAINT MICHEL IMMOBILIERE with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about SAINT MICHEL IMMOBILIERE

What is the revenue of SAINT MICHEL IMMOBILIERE ?

The revenue of SAINT MICHEL IMMOBILIERE in 2022 is 40 k€.

Is SAINT MICHEL IMMOBILIERE profitable?

Yes, SAINT MICHEL IMMOBILIERE generated a net profit of 68 k€ in 2022.

Where is the headquarters of SAINT MICHEL IMMOBILIERE ?

The headquarters of SAINT MICHEL IMMOBILIERE is located in PARIS (75008), in the department Paris.

Where to find the tax return of SAINT MICHEL IMMOBILIERE ?

The tax return of SAINT MICHEL IMMOBILIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAINT MICHEL IMMOBILIERE operate?

SAINT MICHEL IMMOBILIERE operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.