SAINT MARTIN AUTOMOBILES : revenue, balance sheet and financial ratios

SAINT MARTIN AUTOMOBILES is a French company founded 23 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in MONTEREAU-FAULT-YONNE (77130), this company of category PME shows in 2022 a revenue of 804 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAINT MARTIN AUTOMOBILES (SIREN 444581359)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 804 003 € N/C 981 755 € 1 144 984 € 1 189 686 € 1 167 759 € 1 369 241 €
Net income -74 755 € -233 083 € -124 014 € 1 524 € 1 672 € 9 726 € 8 248 € -27 118 €
EBITDA N/C -188 285 € N/C 2 612 € 6 731 € 5 240 € 38 670 € 5 458 €
Net margin N/C -29.0% N/C 0.2% 0.1% 0.8% 0.7% -2.0%

Revenue and income statement

In 2023, SAINT MARTIN AUTOMOBILES records a net loss of 75 k€. This deficit will reduce equity on the balance sheet.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-74 755 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -63%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -50%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-62.518%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-50.184%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

9.5%

Solvency indicators evolution
SAINT MARTIN AUTOMOBILES

Sector positioning

Debt ratio
-62.52 2023
2021
2022
2023
Q1: 5.33
Med: 46.56
Q3: 142.38
Excellent -40 pts over 3 years

In 2023, the debt ratio of SAINT MARTIN AUTOMOBILES (-62.52) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-50.18% 2023
2021
2022
2023
Q1: 10.96%
Med: 26.91%
Q3: 51.24%
Average -6 pts over 3 years

In 2023, the financial autonomy of SAINT MARTIN AUTOMOBILES (-50.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-0.46 years 2022
2022
Q1: 0.0 years
Med: 0.78 years
Q3: 4.48 years
Excellent

In 2022, the repayment capacity of SAINT MARTIN AUTOMOBILES (-0.46) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 41.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

41.276

Liquidity indicators evolution
SAINT MARTIN AUTOMOBILES

Sector positioning

Liquidity ratio
41.28 2023
2021
2022
2023
Q1: 135.08
Med: 203.8
Q3: 381.44
Watch

In 2023, the liquidity ratio of SAINT MARTIN AUTOMOBILES (41.28) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-1.16x 2022
2022
Q1: 0.0x
Med: 1.22x
Q3: 7.72x
Average

In 2022, the interest coverage of SAINT MARTIN AUTOMOBILES (-1.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SAINT MARTIN AUTOMOBILES

Positioning of SAINT MARTIN AUTOMOBILES in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare SAINT MARTIN AUTOMOBILES with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about SAINT MARTIN AUTOMOBILES

What is the revenue of SAINT MARTIN AUTOMOBILES ?

The revenue of SAINT MARTIN AUTOMOBILES in 2022 is 804 k€.

Is SAINT MARTIN AUTOMOBILES profitable?

SAINT MARTIN AUTOMOBILES recorded a net loss in 2023.

Where is the headquarters of SAINT MARTIN AUTOMOBILES ?

The headquarters of SAINT MARTIN AUTOMOBILES is located in MONTEREAU-FAULT-YONNE (77130), in the department Seine-et-Marne.

Where to find the tax return of SAINT MARTIN AUTOMOBILES ?

The tax return of SAINT MARTIN AUTOMOBILES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAINT MARTIN AUTOMOBILES operate?

SAINT MARTIN AUTOMOBILES operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.