Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2008-01-10 (18 years)Status: ActiveBusiness sector: Location de logementsLocation: ARTANNES-SUR-INDRE (37260), Indre-et-Loire
SAINT JAMES : revenue, balance sheet and financial ratios
SAINT JAMES is a French company
founded 18 years ago,
specialized in the sector Location de logements.
Based in ARTANNES-SUR-INDRE (37260),
this company of category PME
shows in 2022 a revenue of 8 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, SAINT JAMES records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2014-2015: 1 € -> 0 €.
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at -110%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 112%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
-109.509%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
112.433%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2014
2015
2016
2019
2020
2021
2022
2023
2024
Debt ratio
-245.652
-238.189
-231.144
-211.327
-161.248
-151.119
-140.497
-129.36
-109.509
Financial autonomy
167.729
171.405
175.152
189.825
153.154
144.46
134.306
123.406
112.433
Repayment capacity
28.393
27.373
28.216
None
None
None
None
None
None
Cash flow / Revenue
73.708%
101.297%
104.855%
None%
None%
0.0%
0.0%
None%
None%
Sector positioning
Debt ratio
-109.512024
2022
2023
2024
Q1: -231.15
Med: 0.0
Q3: 66.18
Good
In 2024, the debt ratio of SAINT JAMES (-109.51) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
112.43%2024
2022
2023
2024
Q1: 0.0%
Med: 9.0%
Q3: 61.92%
Excellent
In 2024, the financial autonomy of SAINT JAMES (112.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 0.06. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
0.064
Liquidity indicators evolution SAINT JAMES
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2014
2015
2016
2019
2020
2021
2022
2023
2024
Liquidity ratio
0.0
0.0
0.0
0.0
1.534
0.0
0.0
0.0
0.064
Interest coverage
242.651
632.179
624.962
None
None
394.242
430.771
None
None
Sector positioning
Liquidity ratio
0.062024
2022
2023
2024
Q1: 9.79
Med: 137.69
Q3: 788.97
Watch
In 2024, the liquidity ratio of SAINT JAMES (0.06) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Interest coverage
430.77x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 18.78x
Excellent
In 2022, the interest coverage of SAINT JAMES (430.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SAINT JAMES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2014
2015
2016
2019
2020
2021
2022
2023
2024
Operating WCR
-69 928 €
-70 423 €
-72 106 €
0 €
0 €
-111 472 €
-133 606 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
0
0
0
0
Supplier payment term (days)
0
0
0
0
0
0
0
0
0
Positioning of SAINT JAMES in its sector
Comparison with sector Location de logements
Similar companies (Location de logements)
Compare SAINT JAMES with other companies in the same sector:
Yes, SAINT JAMES generated a net profit of 1€ in 2015.
Where is the headquarters of SAINT JAMES ?
The headquarters of SAINT JAMES is located in ARTANNES-SUR-INDRE (37260), in the department Indre-et-Loire.
Where to find the tax return of SAINT JAMES ?
The tax return of SAINT JAMES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SAINT JAMES operate?
SAINT JAMES operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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