SAINT JAMES : revenue, balance sheet and financial ratios

SAINT JAMES is a French company founded 18 years ago, specialized in the sector Location de logements. Based in ARTANNES-SUR-INDRE (37260), this company of category PME shows in 2022 a revenue of 8 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAINT JAMES (SIREN 501903124)
Indicator 2024 2023 2022 2021 2020 2019 2016 2015 2014
Revenue N/C N/C 8 000 € 11 376 € N/C N/C 13 902 € 15 420 € 21 200 €
Net income 0 € 0 € 0 € 0 € 0 € 0 € 0 € 1 € 1 €
EBITDA N/C N/C 3 786 € 3 960 € N/C N/C 3 297 € 3 378 € 9 076 €
Net margin N/C N/C 0.0% 0.0% N/C N/C 0.0% 0.0% 0.0%

Revenue and income statement

In 2024, SAINT JAMES records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2014-2015: 1 € -> 0 €.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -110%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 112%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-109.509%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

112.433%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

31.1%

Solvency indicators evolution
SAINT JAMES

Sector positioning

Debt ratio
-109.51 2024
2022
2023
2024
Q1: -231.15
Med: 0.0
Q3: 66.18
Good

In 2024, the debt ratio of SAINT JAMES (-109.51) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
112.43% 2024
2022
2023
2024
Q1: 0.0%
Med: 9.0%
Q3: 61.92%
Excellent

In 2024, the financial autonomy of SAINT JAMES (112.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 0.06. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

0.064

Liquidity indicators evolution
SAINT JAMES

Sector positioning

Liquidity ratio
0.06 2024
2022
2023
2024
Q1: 9.79
Med: 137.69
Q3: 788.97
Watch

In 2024, the liquidity ratio of SAINT JAMES (0.06) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
430.77x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 18.78x
Excellent

In 2022, the interest coverage of SAINT JAMES (430.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SAINT JAMES

Positioning of SAINT JAMES in its sector

Comparison with sector Location de logements

Similar companies (Location de logements)

Compare SAINT JAMES with other companies in the same sector:

Frequently asked questions about SAINT JAMES

What is the revenue of SAINT JAMES ?

The revenue of SAINT JAMES in 2022 is 8 k€.

Is SAINT JAMES profitable?

Yes, SAINT JAMES generated a net profit of 1€ in 2015.

Where is the headquarters of SAINT JAMES ?

The headquarters of SAINT JAMES is located in ARTANNES-SUR-INDRE (37260), in the department Indre-et-Loire.

Where to find the tax return of SAINT JAMES ?

The tax return of SAINT JAMES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAINT JAMES operate?

SAINT JAMES operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.