SAINT GOBAIN MATERIAUX CERAMIQUES : revenue, balance sheet and financial ratios

SAINT GOBAIN MATERIAUX CERAMIQUES is a French company founded 31 years ago, specialized in the sector Fabrication d'autres produits minéraux non métalliques n.c.a.. Based in COURBEVOIE (92400), this company of category GE shows in 2024 a revenue of 14.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAINT GOBAIN MATERIAUX CERAMIQUES (SIREN 399571538)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 13 960 523 € 12 180 902 € 13 514 952 € 16 658 628 € 9 658 081 € 16 687 940 € 22 201 194 € 18 602 018 € 15 156 802 €
Net income 6 025 486 € 4 770 861 € 4 839 946 € 7 486 146 € 3 305 346 € 18 642 490 € 6 947 001 € 6 160 794 € 4 623 679 €
EBITDA 3 968 553 € 3 080 531 € 2 465 999 € 7 343 423 € 3 084 043 € 5 120 156 € 10 952 677 € 8 757 847 € 6 963 934 €
Net margin 43.2% 39.2% 35.8% 44.9% 34.2% 111.7% 31.3% 33.1% 30.5%

Revenue and income statement

In 2024, SAINT GOBAIN MATERIAUX CERAMIQUES achieves revenue of 14.0 M€. Activity remains stable over the period (CAGR: -1.0%). Vs 2023, growth of +15% (12.2 M€ -> 14.0 M€). After deducting consumption (4.2 M€), gross margin stands at 9.8 M€, i.e. a rate of 70%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4.0 M€, representing 28.4% of revenue. Positive scissor effect: EBITDA margin improves by +3.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6.0 M€, i.e. 43.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

13 960 523 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

9 790 657 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

3 968 553 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

2 907 794 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

6 025 486 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

28.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 92%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 49.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.008%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

91.969%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

49.879%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

23.4%

Solvency indicators evolution
SAINT GOBAIN MATERIAUX CERAMIQUES

Sector positioning

Debt ratio
0.01 2024
2022
2023
2024
Q1: 0.0
Med: 11.35
Q3: 71.05
Excellent

In 2024, the debt ratio of SAINT GOBAIN MATERIAUX CE... (0.01) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
91.97% 2024
2022
2023
2024
Q1: 9.68%
Med: 23.36%
Q3: 45.54%
Excellent +9 pts over 3 years

In 2024, the financial autonomy of SAINT GOBAIN MATERIAUX CE... (92.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.65 years
Excellent -25 pts over 3 years

In 2024, the repayment capacity of SAINT GOBAIN MATERIAUX CE... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 584.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.8x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

584.433

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.801

Liquidity indicators evolution
SAINT GOBAIN MATERIAUX CERAMIQUES

Sector positioning

Liquidity ratio
584.43 2024
2022
2023
2024
Q1: 94.61
Med: 137.76
Q3: 236.84
Excellent

In 2024, the liquidity ratio of SAINT GOBAIN MATERIAUX CE... (584.43) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.8x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.99x
Q3: 6.91x
Average -30 pts over 3 years

In 2024, the interest coverage of SAINT GOBAIN MATERIAUX CE... (0.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 21 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 29 days. Favorable situation: supplier credit is longer than customer credit by 8 days. Inventory turnover is 69 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 274 days of revenue, i.e. 10.6 M€ to permanently finance. Notable WCR improvement over the period (-21%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

10 624 237 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

21 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

29 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

69 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

274 j

WCR and payment terms evolution
SAINT GOBAIN MATERIAUX CERAMIQUES

Positioning of SAINT GOBAIN MATERIAUX CERAMIQUES in its sector

Comparison with sector Fabrication d'autres produits minéraux non métalliques n.c.a.

Valuation estimate

Based on 228 transactions of similar company sales (all years), the value of SAINT GOBAIN MATERIAUX CERAMIQUES is estimated at 5 772 942 € (range 1 904 797€ - 14 682 232€). With an EBITDA of 3 968 553€, the sector multiple of 1.5x is applied. The price/revenue ratio is 0.13x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
228 transactions
1904k€ 5772k€ 14682k€
5 772 942 € Range: 1 904 797€ - 14 682 232€
Section all-time Aggregated at NAF section level

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
3 968 553 € × 1.5x
Estimation 6 116 371 €
1 907 457€ - 15 836 205€
Revenue Multiple 30%
13 960 523 € × 0.13x
Estimation 1 788 237 €
1 233 607€ - 5 317 517€
Net Income Multiple 20%
6 025 486 € × 1.8x
Estimation 10 891 429 €
2 904 936€ - 25 844 376€
How is this estimate calculated?

This estimate is based on the analysis of 228 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fabrication d'autres produits minéraux non métalliques n.c.a.)

Compare SAINT GOBAIN MATERIAUX CERAMIQUES with other companies in the same sector:

Voir toutes les statistiques du secteur Fabrication d'autres produits minéraux non métalliques n.c.a.

Frequently asked questions about SAINT GOBAIN MATERIAUX CERAMIQUES

What is the revenue of SAINT GOBAIN MATERIAUX CERAMIQUES ?

The revenue of SAINT GOBAIN MATERIAUX CERAMIQUES in 2024 is 14.0 M€.

Is SAINT GOBAIN MATERIAUX CERAMIQUES profitable?

Yes, SAINT GOBAIN MATERIAUX CERAMIQUES generated a net profit of 6.0 M€ in 2024.

Where is the headquarters of SAINT GOBAIN MATERIAUX CERAMIQUES ?

The headquarters of SAINT GOBAIN MATERIAUX CERAMIQUES is located in COURBEVOIE (92400), in the department Hauts-de-Seine.

Where to find the tax return of SAINT GOBAIN MATERIAUX CERAMIQUES ?

The tax return of SAINT GOBAIN MATERIAUX CERAMIQUES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAINT GOBAIN MATERIAUX CERAMIQUES operate?

SAINT GOBAIN MATERIAUX CERAMIQUES operates in the sector Fabrication d'autres produits minéraux non métalliques n.c.a. (NAF code 23.99Z). See the 'Sector positioning' section above to compare the company with its competitors.