SAINT-GILLES INVESTISSEMENTS : revenue, balance sheet and financial ratios

SAINT-GILLES INVESTISSEMENTS is a French company founded 23 years ago, specialized in the sector Promotion immobilière de logements. Based in PARIS (75017), this company of category PME shows in 2024 a revenue of 119 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAINT-GILLES INVESTISSEMENTS (SIREN 443677596)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 119 000 € 112 770 € 99 250 € 89 687 € 95 181 € 95 900 € 91 942 € 89 422 € 86 884 €
Net income 256 563 € 265 587 € 278 382 € 358 210 € 331 186 € 280 424 € 206 716 € 200 296 € 193 073 €
EBITDA 115 504 € 91 559 € 86 371 € 75 546 € 89 089 € 89 571 € 86 051 € 83 255 € 80 450 €
Net margin 215.6% 235.5% 280.5% 399.4% 348.0% 292.4% 224.8% 224.0% 222.2%

Revenue and income statement

In 2024, SAINT-GILLES INVESTISSEMENTS achieves revenue of 119 k€. Revenue is growing positively over 9 years (CAGR: +4.0%). Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 119 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 116 k€, representing 97.1% of revenue. Positive scissor effect: EBITDA margin improves by +15.9 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 257 k€, i.e. 215.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

119 000 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

119 000 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

115 504 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

102 345 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

256 563 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

97.1%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 97%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 226.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

97.118%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

50.372%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

226.656%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.96

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

80.2%

Solvency indicators evolution
SAINT-GILLES INVESTISSEMENTS

Sector positioning

Debt ratio
97.12 2024
2022
2023
2024
Q1: 0.0
Med: 1.6
Q3: 105.23
Average +16 pts over 3 years

In 2024, the debt ratio of SAINT-GILLES INVESTISSEMENTS (97.12) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
50.37% 2024
2022
2023
2024
Q1: 0.0%
Med: 12.23%
Q3: 54.65%
Good

In 2024, the financial autonomy of SAINT-GILLES INVESTISSEMENTS (50.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.96 years 2024
2022
2023
2024
Q1: -4.13 years
Med: 0.0 years
Q3: 1.24 years
Average +7 pts over 3 years

In 2024, the repayment capacity of SAINT-GILLES INVESTISSEMENTS (2.96) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 572.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.2x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

572.732

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

5.169

Liquidity indicators evolution
SAINT-GILLES INVESTISSEMENTS

Sector positioning

Liquidity ratio
572.73 2024
2022
2023
2024
Q1: 134.25
Med: 341.1
Q3: 1144.53
Good

In 2024, the liquidity ratio of SAINT-GILLES INVESTISSEMENTS (572.73) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
5.17x 2024
2022
2023
2024
Q1: -13.11x
Med: 0.0x
Q3: 2.3x
Excellent

In 2024, the interest coverage of SAINT-GILLES INVESTISSEMENTS (5.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 352 days. Excellent situation: suppliers finance 352 days of the operating cycle (retail model). WCR is negative (-14 days): operations structurally generate cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-4 595 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

352 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-14 j

WCR and payment terms evolution
SAINT-GILLES INVESTISSEMENTS

Positioning of SAINT-GILLES INVESTISSEMENTS in its sector

Comparison with sector Promotion immobilière de logements

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of SAINT-GILLES INVESTISSEMENTS is estimated at 188 441 € (range 64 954€ - 532 369€). With an EBITDA of 115 504€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
80 tx
64k€ 188k€ 532k€
188 441 € Range: 64 954€ - 532 369€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
115 504 € × 1.0x
Estimation 115 893 €
47 858€ - 352 482€
Revenue Multiple 30%
119 000 € × 0.28x
Estimation 33 292 €
11 971€ - 81 879€
Net Income Multiple 20%
256 563 € × 2.3x
Estimation 602 539 €
187 173€ - 1 657 824€
How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière de logements)

Compare SAINT-GILLES INVESTISSEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière de logements

Frequently asked questions about SAINT-GILLES INVESTISSEMENTS

What is the revenue of SAINT-GILLES INVESTISSEMENTS ?

The revenue of SAINT-GILLES INVESTISSEMENTS in 2024 is 119 k€.

Is SAINT-GILLES INVESTISSEMENTS profitable?

Yes, SAINT-GILLES INVESTISSEMENTS generated a net profit of 257 k€ in 2024.

Where is the headquarters of SAINT-GILLES INVESTISSEMENTS ?

The headquarters of SAINT-GILLES INVESTISSEMENTS is located in PARIS (75017), in the department Paris.

Where to find the tax return of SAINT-GILLES INVESTISSEMENTS ?

The tax return of SAINT-GILLES INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAINT-GILLES INVESTISSEMENTS operate?

SAINT-GILLES INVESTISSEMENTS operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.