SIREN : 521821983
SAINT GERMAIN 195 is a French company founded 16 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in PARIS (75007), this company of category PME shows in 2024 a revenue of 5.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5 161 808 € | 4 969 979 € | 4 802 738 € | 4 697 434 € | 329 111 € | 373 242 € | 617 468 € | 1 005 312 € | 1 073 940 € |
| Net income | -976 076 € | -1 655 286 € | 271 969 € | 667 631 € | -966 568 € | -6 343 825 € | -1 768 423 € | -1 301 099 € | -1 357 991 € |
| EBITDA | 3 695 594 € | 3 533 048 € | 3 668 643 € | 3 415 558 € | -384 291 € | -209 859 € | 117 130 € | 606 417 € | 694 404 € |
| Net margin | -18.9% | -33.3% | 5.7% | 14.2% | -293.7% | -1699.7% | -286.4% | -129.4% | -126.4% |
In 2024, SAINT GERMAIN 195 achieves revenue of 5.2 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +21.7%. Vs 2023: +4%. After deducting consumption (0 €), gross margin stands at 5.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3.7 M€, representing 71.6% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -976 k€ (-18.9% of revenue), which will impact equity.
5 161 808 €
5 161 808 €
3 695 594 €
2 238 759 €
-976 076 €
71.6%
The debt ratio (= Financial debt / Equity x 100) stands at 332%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 20%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 101.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 9.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
331.503%
20.428%
9.931%
100.975
85.4%
In 2024, the debt ratio of SAINT GERMAIN 195 (331.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SAINT GERMAIN 195 (20.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SAINT GERMAIN 195 (100.97) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 24.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 89.7x. Operating income very largely covers interest expenses: high safety margin.
24.832
89.724
In 2024, the liquidity ratio of SAINT GERMAIN 195 (24.83) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SAINT GERMAIN 195 (89.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 67 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 71 days. Favorable situation: supplier credit is longer than customer credit by 4 days. WCR is negative (-519 days): operations structurally generate cash. Notable WCR improvement over the period (-1409%), freeing up cash.
-7 436 410 €
67 j
71 j
0 j
-519 j
Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 7 664 946€ to 11 829 864€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAINT GERMAIN 195 with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of SAINT GERMAIN 195 in 2024 is 5.2 M€.
SAINT GERMAIN 195 recorded a net loss in 2024.
The headquarters of SAINT GERMAIN 195 is located in PARIS (75007), in the department Paris.
The tax return of SAINT GERMAIN 195 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAINT GERMAIN 195 operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.