SIREN : 405325069
SAINT GEORGES is a French company founded 29 years ago, specialized in the sector Supermarchés. Based in SAINT-CIERS-SUR-GIRONDE (33820), this company of category PME shows in 2024 a revenue of 14.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 14 039 489 € | 13 799 282 € | 13 082 362 € | 12 175 487 € | 11 941 119 € | 12 173 466 € | 11 914 791 € | 11 539 055 € |
| Net income | 277 593 € | 435 184 € | 304 078 € | 360 514 € | 267 553 € | 322 253 € | 268 926 € | 261 140 € |
| EBITDA | 390 712 € | 638 899 € | 403 196 € | 549 505 € | 430 166 € | 401 674 € | 435 116 € | 414 490 € |
| Net margin | 2.0% | 3.2% | 2.3% | 3.0% | 2.2% | 2.6% | 2.3% | 2.3% |
In 2024, SAINT GEORGES achieves revenue of 14.0 M€. Revenue is growing positively over 8 years (CAGR: +2.8%). Vs 2023: +2%. After deducting consumption (10.7 M€), gross margin stands at 3.3 M€, i.e. a rate of 24%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 391 k€, representing 2.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 278 k€, i.e. 2.0% of revenue. This profit can be retained or distributed to shareholders.
14 039 489 €
3 319 474 €
390 712 €
337 679 €
277 593 €
2.8%
The debt ratio (= Financial debt / Equity x 100) stands at 23%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
22.612%
58.859%
2.308%
1.954
31.8%
In 2024, the debt ratio of SAINT GEORGES (22.61) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of SAINT GEORGES (58.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of SAINT GEORGES (1.95) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 150.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.1x. Financial charges are adequately covered by operations.
150.933
3.117
In 2024, the liquidity ratio of SAINT GEORGES (150.93) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SAINT GEORGES (3.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 32 days. Excellent situation: suppliers finance 31 days of the operating cycle (retail model). Inventory turnover is 25 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 35 days of revenue, i.e. 1.4 M€ to permanently finance. Over 2017-2024, WCR increased by +68%, requiring additional financing.
1 358 742 €
1 j
32 j
25 j
35 j
Based on 551 transactions of similar company sales in 2024, the value of SAINT GEORGES is estimated at 2 215 438 € (range 994 314€ - 4 476 211€). With an EBITDA of 390 712€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAINT GEORGES with other companies in the same sector:
The revenue of SAINT GEORGES in 2024 is 14.0 M€.
Yes, SAINT GEORGES generated a net profit of 278 k€ in 2024.
The headquarters of SAINT GEORGES is located in SAINT-CIERS-SUR-GIRONDE (33820), in the department Gironde.
The tax return of SAINT GEORGES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAINT GEORGES operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.