SAINT-ETIENNE AUTOMOTIVE COMPONENTS : revenue, balance sheet and financial ratios

SAINT-ETIENNE AUTOMOTIVE COMPONENTS is a French company founded 24 years ago, specialized in the sector Fabrication d'autres équipements automobiles. Based in SAINT-ETIENNE (42000), this company of category PME shows in 2025 a revenue of 29.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAINT-ETIENNE AUTOMOTIVE COMPONENTS (SIREN 439218603)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 29 099 016 € 33 190 402 € 28 566 151 € 21 202 827 € 19 769 795 € 23 261 680 € 23 565 803 € 21 593 931 € 21 418 674 €
Net income 895 457 € 948 283 € 318 765 € 167 481 € 179 721 € 233 622 € 807 917 € 711 333 € 512 191 €
EBITDA 2 978 440 € 3 503 065 € 2 233 258 € 1 572 263 € 1 086 448 € 1 533 495 € 2 045 887 € 1 535 074 € 1 180 081 €
Net margin 3.1% 2.9% 1.1% 0.8% 0.9% 1.0% 3.4% 3.3% 2.4%

Revenue and income statement

In 2025, SAINT-ETIENNE AUTOMOTIVE COMPONENTS achieves revenue of 29.1 M€. Revenue is growing positively over 9 years (CAGR: +3.9%). Significant drop of -12% vs 2024. After deducting consumption (18.7 M€), gross margin stands at 10.4 M€, i.e. a rate of 36%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3.0 M€, representing 10.2% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 895 k€, i.e. 3.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

29 099 016 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

10 406 744 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

2 978 440 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

977 498 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

895 457 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

10.2%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 35%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

34.539%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

52.069%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

6.463%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.131

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

30.9%

Solvency indicators evolution
SAINT-ETIENNE AUTOMOTIVE COMPONENTS

Sector positioning

Debt ratio
34.54 2025
2023
2024
2025
Q1: 0.0
Med: 5.56
Q3: 34.51
Average +10 pts over 3 years

In 2025, the debt ratio of SAINT-ETIENNE AUTOMOTIVE ... (34.54) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
52.07% 2025
2023
2024
2025
Q1: 22.62%
Med: 52.59%
Q3: 65.34%
Average -13 pts over 3 years

In 2025, the financial autonomy of SAINT-ETIENNE AUTOMOTIVE ... (52.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
2.13 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.17 years
Q3: 1.91 years
Watch

In 2025, the repayment capacity of SAINT-ETIENNE AUTOMOTIVE ... (2.13) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 185.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.5x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

185.077

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

6.505

Liquidity indicators evolution
SAINT-ETIENNE AUTOMOTIVE COMPONENTS

Sector positioning

Liquidity ratio
185.08 2025
2023
2024
2025
Q1: 138.76
Med: 281.71
Q3: 377.09
Average -18 pts over 3 years

In 2025, the liquidity ratio of SAINT-ETIENNE AUTOMOTIVE ... (185.08) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
6.5x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.37x
Q3: 6.52x
Excellent +14 pts over 3 years

In 2025, the interest coverage of SAINT-ETIENNE AUTOMOTIVE ... (6.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 38 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 92 days. Excellent situation: suppliers finance 54 days of the operating cycle (retail model). Inventory turnover is 80 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 87 days of revenue, i.e. 7.1 M€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

7 053 892 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

38 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

92 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

80 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

87 j

WCR and payment terms evolution
SAINT-ETIENNE AUTOMOTIVE COMPONENTS

Positioning of SAINT-ETIENNE AUTOMOTIVE COMPONENTS in its sector

Comparison with sector Fabrication d'autres équipements automobiles

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 8 616 801€ to 21 179 443€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
8616k€ 15631k€ 21179k€
15 631 750 € Range: 8 616 801€ - 21 179 443€
NAF 5 all-time
How is this estimate calculated?

This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fabrication d'autres équipements automobiles)

Compare SAINT-ETIENNE AUTOMOTIVE COMPONENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Fabrication d'autres équipements automobiles

Frequently asked questions about SAINT-ETIENNE AUTOMOTIVE COMPONENTS

What is the revenue of SAINT-ETIENNE AUTOMOTIVE COMPONENTS ?

The revenue of SAINT-ETIENNE AUTOMOTIVE COMPONENTS in 2025 is 29.1 M€.

Is SAINT-ETIENNE AUTOMOTIVE COMPONENTS profitable?

Yes, SAINT-ETIENNE AUTOMOTIVE COMPONENTS generated a net profit of 895 k€ in 2025.

Where is the headquarters of SAINT-ETIENNE AUTOMOTIVE COMPONENTS ?

The headquarters of SAINT-ETIENNE AUTOMOTIVE COMPONENTS is located in SAINT-ETIENNE (42000), in the department Loire.

Where to find the tax return of SAINT-ETIENNE AUTOMOTIVE COMPONENTS ?

The tax return of SAINT-ETIENNE AUTOMOTIVE COMPONENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAINT-ETIENNE AUTOMOTIVE COMPONENTS operate?

SAINT-ETIENNE AUTOMOTIVE COMPONENTS operates in the sector Fabrication d'autres équipements automobiles (NAF code 29.32Z). See the 'Sector positioning' section above to compare the company with its competitors.