SAINT CLOUD AUTOMOBILES : revenue, balance sheet and financial ratios

SAINT CLOUD AUTOMOBILES is a French company founded 26 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in SAINT-CLOUD (92210), this company of category PME shows in 2021 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAINT CLOUD AUTOMOBILES (SIREN 432145357)
Indicator 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 1 340 842 € 1 171 656 € 1 316 749 € 1 162 965 € 1 406 114 € 1 471 462 €
Net income 28 703 € 41 778 € 12 680 € 42 645 € 33 516 € 29 040 € 118 280 €
EBITDA N/C 80 606 € 72 858 € 90 006 € 76 437 € 42 834 € 143 244 €
Net margin N/C 3.1% 1.1% 3.2% 2.9% 2.1% 8.0%

Revenue and income statement

In 2022, SAINT CLOUD AUTOMOBILES generates positive net income of 29 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2022: 118 k€ -> 29 k€.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

28 703 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 306%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

305.741%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

12.631%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

41.5%

Solvency indicators evolution
SAINT CLOUD AUTOMOBILES

Sector positioning

Debt ratio
305.74 2022
2020
2021
2022
Q1: 5.78
Med: 34.8
Q3: 103.87
Average

In 2022, the debt ratio of SAINT CLOUD AUTOMOBILES (305.74) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
12.63% 2022
2020
2021
2022
Q1: 19.46%
Med: 40.5%
Q3: 59.7%
Average

In 2022, the financial autonomy of SAINT CLOUD AUTOMOBILES (12.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
3.77 years 2021
2020
2021
Q1: 0.0 years
Med: 0.65 years
Q3: 3.28 years
Average

In 2021, the repayment capacity of SAINT CLOUD AUTOMOBILES (3.77) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 133.35. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

133.347

Liquidity indicators evolution
SAINT CLOUD AUTOMOBILES

Sector positioning

Liquidity ratio
133.35 2022
2020
2021
2022
Q1: 136.98
Med: 204.26
Q3: 300.27
Watch

In 2022, the liquidity ratio of SAINT CLOUD AUTOMOBILES (133.35) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
5.19x 2021
2020
2021
Q1: 0.0x
Med: 0.37x
Q3: 3.12x
Excellent

In 2021, the interest coverage of SAINT CLOUD AUTOMOBILES (5.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SAINT CLOUD AUTOMOBILES

Positioning of SAINT CLOUD AUTOMOBILES in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 130 transactions of similar company sales in 2022, the value of SAINT CLOUD AUTOMOBILES is estimated at 130 738 € (range 52 639€ - 215 956€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
130 transactions
52k€ 130k€ 215k€
130 738 € Range: 52 639€ - 215 956€
NAF 5 année 2022

Valuation method used

Net Income Multiple
28 703 € × 4.6x = 130 739 €
Range: 52 639€ - 215 956€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 130 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare SAINT CLOUD AUTOMOBILES with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about SAINT CLOUD AUTOMOBILES

What is the revenue of SAINT CLOUD AUTOMOBILES ?

The revenue of SAINT CLOUD AUTOMOBILES in 2021 is 1.3 M€.

Is SAINT CLOUD AUTOMOBILES profitable?

Yes, SAINT CLOUD AUTOMOBILES generated a net profit of 29 k€ in 2022.

Where is the headquarters of SAINT CLOUD AUTOMOBILES ?

The headquarters of SAINT CLOUD AUTOMOBILES is located in SAINT-CLOUD (92210), in the department Hauts-de-Seine.

Where to find the tax return of SAINT CLOUD AUTOMOBILES ?

The tax return of SAINT CLOUD AUTOMOBILES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAINT CLOUD AUTOMOBILES operate?

SAINT CLOUD AUTOMOBILES operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.