SIREN : 325329860
SAINT CHAMOND DISTRIBUTION is a French company founded 43 years ago, specialized in the sector Hypermarchés. Based in SAINT-CHAMOND (42400), this company of category PME shows in 2025 a revenue of 86.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 86 165 150 € | 88 740 132 € | 82 202 867 € | 82 466 374 € | 73 866 456 € | 70 975 027 € | 68 898 483 € | 64 911 431 € | 60 818 170 € |
| Net income | 3 391 956 € | 2 093 386 € | 1 818 774 € | 1 497 636 € | 774 262 € | 428 338 € | 626 426 € | 913 454 € | 935 469 € |
| EBITDA | 5 089 176 € | 3 540 197 € | 2 849 771 € | 2 731 773 € | 1 712 015 € | 557 893 € | 928 458 € | 702 619 € | 606 335 € |
| Net margin | 3.9% | 2.4% | 2.2% | 1.8% | 1.0% | 0.6% | 0.9% | 1.4% | 1.5% |
In 2025, SAINT CHAMOND DISTRIBUTION achieves revenue of 86.2 M€. Revenue is growing positively over 9 years (CAGR: +3.9%). Slight decline of -3% vs 2024. After deducting consumption (67.9 M€), gross margin stands at 18.3 M€, i.e. a rate of 21%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5.1 M€, representing 5.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3.4 M€, i.e. 3.9% of revenue. This profit can be retained or distributed to shareholders.
86 165 150 €
18 295 027 €
5 089 176 €
5 500 176 €
3 391 956 €
5.9%
The debt ratio (= Financial debt / Equity x 100) stands at 42%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
42.044%
42.041%
3.821%
1.209
34.0%
In 2025, the debt ratio of SAINT CHAMOND DISTRIBUTION (42.04) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of SAINT CHAMOND DISTRIBUTION (42.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of SAINT CHAMOND DISTRIBUTION (1.21) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 185.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.2x. Coverage is limited: any activity downturn would jeopardize interest payments.
185.455
1.17
In 2025, the liquidity ratio of SAINT CHAMOND DISTRIBUTION (185.46) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of SAINT CHAMOND DISTRIBUTION (1.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 26 days. Favorable situation: supplier credit is longer than customer credit by 25 days. Inventory turnover is 27 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 33 days of revenue, i.e. 7.9 M€ to permanently finance. Over 2016-2025, WCR increased by +39%, requiring additional financing.
7 864 293 €
1 j
26 j
27 j
33 j
Based on 270 transactions of similar company sales in 2025, the value of SAINT CHAMOND DISTRIBUTION is estimated at 24 192 051 € (range 11 236 868€ - 43 231 528€). With an EBITDA of 5 089 176€, the sector multiple of 4.5x is applied. The price/revenue ratio is 0.33x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 270 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAINT CHAMOND DISTRIBUTION with other companies in the same sector:
The revenue of SAINT CHAMOND DISTRIBUTION in 2025 is 86.2 M€.
Yes, SAINT CHAMOND DISTRIBUTION generated a net profit of 3.4 M€ in 2025.
The headquarters of SAINT CHAMOND DISTRIBUTION is located in SAINT-CHAMOND (42400), in the department Loire.
The tax return of SAINT CHAMOND DISTRIBUTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAINT CHAMOND DISTRIBUTION operates in the sector Hypermarchés (NAF code 47.11F). See the 'Sector positioning' section above to compare the company with its competitors.