SIREN : 830696506
SAG&FORM is a French company founded 8 years ago, specialized in the sector Enseignement secondaire technique ou professionnel. Based in VILLENEUVE LA GARENNE (92390), this company of category PME shows in 2021 a revenue of 584 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 583 937 € | 343 709 € | 483 971 € | 387 852 € | N/C |
| Net income | -59 315 € | -143 739 € | 6 767 € | 12 255 € | -11 964 € |
| EBITDA | -44 079 € | -119 318 € | 7 288 € | 12 401 € | -11 964 € |
| Net margin | -10.2% | -41.8% | 1.4% | 3.2% | N/C |
In 2021, SAG&FORM achieves revenue of 584 k€. Over the period 2018-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +14.6%. Vs 2020, growth of +70% (344 k€ -> 584 k€). After deducting consumption (48 k€), gross margin stands at 536 k€, i.e. a rate of 92%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -44 k€, representing -7.5% of revenue. Positive scissor effect: EBITDA margin improves by +27.2 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -59 k€ (-10.2% of revenue), which will impact equity.
583 937 €
536 051 €
-44 079 €
-58 144 €
-59 315 €
-7.5%
The debt ratio (= Financial debt / Equity x 100) stands at -364%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -24%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
-363.693%
-23.843%
-7.746%
-15.277
90.4%
In 2021, the debt ratio of SAG&FORM (-363.69) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2021, the financial autonomy of SAG&FORM (-23.8%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2021, the repayment capacity of SAG&FORM (-15.28) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 226.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
226.772
-2.657
In 2021, the liquidity ratio of SAG&FORM (226.77) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of SAG&FORM (-2.7x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 266 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 172 days. The gap of 94 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 331 days of revenue, i.e. 537 k€ to permanently finance.
536 568 €
266 j
172 j
0 j
331 j
Based on 55 transactions of similar company sales
in 2021,
the value of SAG&FORM is estimated at
231 142 €
(range 99 974€ - 435 619€).
The price/revenue ratio is 0.40x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 55 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAG&FORM with other companies in the same sector:
Voir toutes les statistiques du secteur Enseignement secondaire technique ou professionnel
The revenue of SAG&FORM in 2021 is 584 k€.
SAG&FORM recorded a net loss in 2021.
The headquarters of SAG&FORM is located in VILLENEUVE LA GARENNE (92390), in the department Hauts-de-Seine.
The tax return of SAG&FORM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAG&FORM operates in the sector Enseignement secondaire technique ou professionnel (NAF code 85.32Z). See the 'Sector positioning' section above to compare the company with its competitors.