SIREN : 400324844
SAGA HOLDING is a French company founded 31 years ago, specialized in the sector Gestion de fonds. Based in LE POIRE-SUR-VIE (85170), this company of category ETI shows in 2024 a revenue of 6.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6 210 479 € | 6 140 925 € | 5 599 315 € | 4 648 354 € | 4 457 719 € | 1 858 425 € | 1 860 441 € | 1 182 740 € | 119 188 € |
| Net income | 4 912 429 € | 9 036 589 € | 7 088 536 € | 4 755 634 € | 9 892 162 € | 7 521 582 € | 1 900 738 € | 1 078 958 € | 900 967 € |
| EBITDA | 75 420 € | 470 163 € | 423 299 € | 46 184 € | 116 405 € | 4 152 € | 19 030 € | 51 091 € | 67 553 € |
| Net margin | 79.1% | 147.2% | 126.6% | 102.3% | 221.9% | 404.7% | 102.2% | 91.2% | 755.9% |
In 2024, SAGA HOLDING achieves revenue of 6.2 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +63.9%. Vs 2023: +1%. After deducting consumption (334 k€), gross margin stands at 5.9 M€, i.e. a rate of 95%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 75 k€, representing 1.2% of revenue. Warning negative scissor effect: despite revenue change (+1%), EBITDA varies by -84%, reducing margin by 6.4 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4.9 M€, i.e. 79.1% of revenue. This profit can be retained or distributed to shareholders.
6 210 479 €
5 876 299 €
75 420 €
64 724 €
4 912 429 €
1.2%
The debt ratio (= Financial debt / Equity x 100) stands at 739%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 14.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 78.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
739.373%
11.393%
78.339%
14.307
6.3%
In 2024, the debt ratio of SAGA HOLDING (739.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SAGA HOLDING (11.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SAGA HOLDING (14.31) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 555.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2342.1x. Operating income very largely covers interest expenses: high safety margin.
555.375
2342.091
In 2024, the liquidity ratio of SAGA HOLDING (555.38) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SAGA HOLDING (2342.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 122 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 267 days. Excellent situation: suppliers finance 145 days of the operating cycle (retail model). Overall, WCR represents 976 days of revenue, i.e. 16.8 M€ to permanently finance. Over 2016-2024, WCR increased by +351%, requiring additional financing.
16 838 410 €
122 j
267 j
0 j
976 j
Based on 62 transactions of similar company sales
in 2024,
the value of SAGA HOLDING is estimated at
8 009 893 €
(range 2 411 549€ - 16 372 910€).
With an EBITDA of 75 420€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAGA HOLDING with other companies in the same sector:
The revenue of SAGA HOLDING in 2024 is 6.2 M€.
Yes, SAGA HOLDING generated a net profit of 4.9 M€ in 2024.
The headquarters of SAGA HOLDING is located in LE POIRE-SUR-VIE (85170), in the department Vendee.
The tax return of SAGA HOLDING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAGA HOLDING operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.