Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

SAGA FINANCE : revenue, balance sheet and financial ratios

SAGA FINANCE is a French company founded 7 years ago, specialized in the sector Activités des sociétés holding. Based in NARBONNE (11100), this company of category PME shows in 2022 a net income positive of 197 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAGA FINANCE (SIREN 842869703)
Indicator 2022
Revenue N/C
Net income 197 465 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2022, SAGA FINANCE generates positive net income of 197 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

197 465 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 102%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

101.975%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

47.943%

Solvency indicators evolution
SAGA FINANCE

Sector positioning

Debt ratio
101.97 2022
2022
Q1: 0.1
Med: 13.78
Q3: 79.91
Average

In 2022, the debt ratio of SAGA FINANCE (101.97) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
47.94% 2022
2022
Q1: 21.11%
Med: 62.06%
Q3: 90.2%
Average

In 2022, the financial autonomy of SAGA FINANCE (47.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 218.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

218.98

Liquidity indicators evolution
SAGA FINANCE

Sector positioning

Liquidity ratio
218.98 2022
2022
Q1: 111.66
Med: 499.96
Q3: 2835.13
Average

In 2022, the liquidity ratio of SAGA FINANCE (218.98) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Positioning of SAGA FINANCE in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 70 transactions of similar company sales in 2022, the value of SAGA FINANCE is estimated at 732 566 € (range 237 025€ - 1 487 582€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
70 tx
237k€ 732k€ 1487k€
732 566 € Range: 237 025€ - 1 487 582€
NAF 5 année 2022

Valuation method used

Net Income Multiple
197 465 € × 3.7x = 732 566 €
Range: 237 026€ - 1 487 582€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare SAGA FINANCE with other companies in the same sector:

Frequently asked questions about SAGA FINANCE

What is the revenue of SAGA FINANCE ?

The revenue of SAGA FINANCE is not publicly disclosed (confidential accounts filed with INPI).

Is SAGA FINANCE profitable?

Yes, SAGA FINANCE generated a net profit of 197 k€ in 2022.

Where is the headquarters of SAGA FINANCE ?

The headquarters of SAGA FINANCE is located in NARBONNE (11100), in the department Aude.

Where to find the tax return of SAGA FINANCE ?

The tax return of SAGA FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAGA FINANCE operate?

SAGA FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.