SIREN : 326580214
SAGA CENTRE is a French company founded 61 years ago, specialized in the sector Commerce d'autres véhicules automobiles. Based in POITIERS (86000), this company of category ETI shows in 2024 a revenue of 15.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15 075 510 € | 16 396 934 € | 13 286 352 € | 10 346 591 € | 12 043 490 € | 13 565 285 € | 11 203 895 € | 10 774 391 € | 8 867 360 € |
| Net income | 274 252 € | 493 656 € | 368 933 € | 68 995 € | 11 062 € | 3 478 € | -73 097 € | 193 215 € | 50 930 € |
| EBITDA | 438 271 € | 669 551 € | 517 261 € | 112 170 € | 240 369 € | 162 144 € | 27 973 € | 288 233 € | 57 449 € |
| Net margin | 1.8% | 3.0% | 2.8% | 0.7% | 0.1% | 0.0% | -0.7% | 1.8% | 0.6% |
In 2024, SAGA CENTRE achieves revenue of 15.1 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.9%. Slight decline of -8% vs 2023. After deducting consumption (12.2 M€), gross margin stands at 2.9 M€, i.e. a rate of 19%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 438 k€, representing 2.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 274 k€, i.e. 1.8% of revenue. This profit can be retained or distributed to shareholders.
15 075 510 €
2 874 498 €
438 271 €
468 052 €
274 252 €
2.9%
The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 1.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
9.354%
52.433%
1.108%
0.0
10.9%
In 2024, the debt ratio of SAGA CENTRE (9.35) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of SAGA CENTRE (52.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of SAGA CENTRE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 202.11. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 16.5x. Operating income very largely covers interest expenses: high safety margin.
202.114
16.546
In 2024, the liquidity ratio of SAGA CENTRE (202.11) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SAGA CENTRE (16.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 35 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 84 days. Excellent situation: suppliers finance 49 days of the operating cycle (retail model). Inventory turnover is 84 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 184 days of revenue, i.e. 7.7 M€ to permanently finance. Over 2016-2024, WCR increased by +57%, requiring additional financing.
7 687 907 €
35 j
84 j
84 j
184 j
Based on 56 transactions of similar company sales
(all years),
the value of SAGA CENTRE is estimated at
786 402 €
(range 465 733€ - 2 943 477€).
With an EBITDA of 438 271€, the sector multiple of 0.8x is applied.
The price/revenue ratio is 0.13x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 56 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAGA CENTRE with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce d'autres véhicules automobiles
The revenue of SAGA CENTRE in 2024 is 15.1 M€.
Yes, SAGA CENTRE generated a net profit of 274 k€ in 2024.
The headquarters of SAGA CENTRE is located in POITIERS (86000), in the department Vienne.
The tax return of SAGA CENTRE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAGA CENTRE operates in the sector Commerce d'autres véhicules automobiles (NAF code 45.19Z). See the 'Sector positioning' section above to compare the company with its competitors.