Employees: 03 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2007-04-10 (19 years)Status: ActiveBusiness sector: Entretien et réparation de véhicules automobiles légersLocation: SAINT-VIGOR-LE-GRAND (14400), Calvados
SAG AUTO : revenue, balance sheet and financial ratios
SAG AUTO is a French company
founded 19 years ago,
specialized in the sector Entretien et réparation de véhicules automobiles légers.
Based in SAINT-VIGOR-LE-GRAND (14400),
this company of category PME
shows in 2020 a revenue of 1.2 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2025, SAG AUTO generates positive net income of 73 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 22 k€ -> 73 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
72 549 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 47%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
47.303%
Financial autonomy (2025)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
44.668%
Asset age ratio (2025)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2019
2020
2021
2022
2023
2024
2025
Debt ratio
47.206
28.125
85.495
186.665
216.819
121.656
87.991
47.298
47.303
Financial autonomy
39.589
42.607
35.529
23.609
20.52
29.693
33.571
37.381
44.668
Repayment capacity
2.758
4.412
17.916
8.201
None
None
None
None
None
Cash flow / Revenue
2.669%
1.209%
0.999%
3.371%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
47.32025
2023
2024
2025
Q1: 6.43
Med: 21.42
Q3: 57.29
Average-7 pts over 3 years
In 2025, the debt ratio of SAG AUTO (47.30) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
44.67%2025
2023
2024
2025
Q1: 33.91%
Med: 53.94%
Q3: 68.26%
Average
In 2025, the financial autonomy of SAG AUTO (44.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 206.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
206.501
Liquidity indicators evolution SAG AUTO
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
188.539
170.421
175.746
201.762
188.536
188.909
190.951
161.803
206.501
Interest coverage
5.48
16.694
8.478
8.381
None
None
None
None
None
Sector positioning
Liquidity ratio
206.52025
2023
2024
2025
Q1: 169.01
Med: 249.5
Q3: 362.3
Average-7 pts over 3 years
In 2025, the liquidity ratio of SAG AUTO (206.50) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SAG AUTO
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2019
2020
2021
2022
2023
2024
2025
Operating WCR
119 186 €
88 418 €
98 423 €
126 168 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
35
32
35
33
0
0
0
0
0
Customer payment term (days)
22
19
15
21
0
0
0
0
0
Supplier payment term (days)
46
63
56
59
0
0
0
0
0
Positioning of SAG AUTO in its sector
Comparison with sector Entretien et réparation de véhicules automobiles légers
Valuation estimate
Based on 131 transactions of similar company sales
in 2025,
the value of SAG AUTO is estimated at
250 227 €
(range 167 375€ - 461 940€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2025
131 transactions
167k€250k€461k€
250 227 €Range: 167 375€ - 461 940€
NAF 5 année 2025
Valuation method used
Net Income Multiple
72 549 €
×
3.4x
=250 227 €
Range: 167 375€ - 461 941€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 131 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Entretien et réparation de véhicules automobiles légers)
Compare SAG AUTO with other companies in the same sector:
Yes, SAG AUTO generated a net profit of 73 k€ in 2025.
Where is the headquarters of SAG AUTO ?
The headquarters of SAG AUTO is located in SAINT-VIGOR-LE-GRAND (14400), in the department Calvados.
Where to find the tax return of SAG AUTO ?
The tax return of SAG AUTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SAG AUTO operate?
SAG AUTO operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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