SIREN : 303647697
SAFIL is a French company founded 53 years ago, specialized in the sector Promotion immobilière de logements. Based in LAVAL (53000), this company of category ETI shows in 2024 a revenue of 814 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 813 730 € | 787 751 € | 725 473 € | 705 427 € | 682 686 € | 660 763 € | 641 916 € | 624 771 € | 713 529 € |
| Net income | 457 324 € | 324 826 € | 348 150 € | 212 983 € | 443 726 € | 249 699 € | 224 145 € | 196 583 € | 244 708 € |
| EBITDA | 490 305 € | 571 162 € | 536 823 € | 502 228 € | 506 087 € | 459 516 € | 468 432 € | 458 731 € | 533 158 € |
| Net margin | 56.2% | 41.2% | 48.0% | 30.2% | 65.0% | 37.8% | 34.9% | 31.5% | 34.3% |
In 2024, SAFIL achieves revenue of 814 k€. Revenue is growing positively over 9 years (CAGR: +1.7%). Vs 2023: +3%. After deducting consumption (18 €), gross margin stands at 814 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 490 k€, representing 60.3% of revenue. Warning negative scissor effect: despite revenue change (+3%), EBITDA varies by -14%, reducing margin by 12.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 457 k€, i.e. 56.2% of revenue. This profit can be retained or distributed to shareholders.
813 730 €
813 712 €
490 305 €
360 695 €
457 324 €
60.3%
The debt ratio (= Financial debt / Equity x 100) stands at 917%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 107.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
917.369%
9.485%
107.081%
9.382
66.9%
In 2024, the debt ratio of SAFIL (917.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SAFIL (9.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SAFIL (9.38) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 361.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 40.9x. Operating income very largely covers interest expenses: high safety margin.
361.071
40.901
In 2024, the liquidity ratio of SAFIL (361.07) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SAFIL (40.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 358 days. Excellent situation: suppliers finance 343 days of the operating cycle (retail model). Overall, WCR represents 461 days of revenue, i.e. 1.0 M€ to permanently finance. Over 2016-2024, WCR increased by +30%, requiring additional financing.
1 041 802 €
15 j
358 j
0 j
461 j
Based on 80 transactions of similar company sales
(all years),
the value of SAFIL is estimated at
529 078 €
(range 192 861€ - 1 507 110€).
With an EBITDA of 490 305€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAFIL with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of SAFIL in 2024 is 814 k€.
Yes, SAFIL generated a net profit of 457 k€ in 2024.
The headquarters of SAFIL is located in LAVAL (53000), in the department Mayenne.
The tax return of SAFIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAFIL operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.