SAEM DE CONSTRUCTION DE VAL D'ISERE : revenue, balance sheet and financial ratios

SAEM DE CONSTRUCTION DE VAL D'ISERE is a French company founded 58 years ago, specialized in the sector Location de logements. Based in VAL D'ISERE (73150), this company of category PME shows in 2024 a revenue of 3.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAEM DE CONSTRUCTION DE VAL D'ISERE (SIREN 076820067)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 3 106 118 € 2 732 585 € 2 606 243 € 2 584 692 € 2 570 499 € 2 157 595 € 2 084 648 € 2 067 029 € 2 066 592 €
Net income 110 469 € 2 585 € 158 470 € 283 368 € 296 385 € 162 309 € 288 691 € 687 231 € 340 017 €
EBITDA 862 357 € 705 459 € 618 327 € 933 782 € 970 179 € 632 995 € 476 532 € 805 809 € 813 062 €
Net margin 3.6% 0.1% 6.1% 11.0% 11.5% 7.5% 13.8% 33.2% 16.5%

Revenue and income statement

In 2024, SAEM DE CONSTRUCTION DE VAL D'ISERE achieves revenue of 3.1 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.2%. Vs 2023, growth of +14% (2.7 M€ -> 3.1 M€). After deducting consumption (12 k€), gross margin stands at 3.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 862 k€, representing 27.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 110 k€, i.e. 3.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

3 106 118 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

3 093 621 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

862 357 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

1 628 303 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

110 469 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

27.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 194%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 250.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 3.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

194.293%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

33.383%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.076%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

250.1

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

81.9%

Solvency indicators evolution
SAEM DE CONSTRUCTION DE VAL D'ISERE

Sector positioning

Debt ratio
194.29 2024
2022
2023
2024
Q1: -231.15
Med: 0.0
Q3: 66.18
Average

In 2024, the debt ratio of SAEM DE CONSTRUCTION DE V... (194.29) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
33.38% 2024
2022
2023
2024
Q1: 0.0%
Med: 9.0%
Q3: 61.92%
Good +16 pts over 3 years

In 2024, the financial autonomy of SAEM DE CONSTRUCTION DE V... (33.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
250.1 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.2 years
Q3: 15.96 years
Watch

In 2024, the repayment capacity of SAEM DE CONSTRUCTION DE V... (250.10) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 415.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 84.5x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

415.472

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

84.476

Liquidity indicators evolution
SAEM DE CONSTRUCTION DE VAL D'ISERE

Sector positioning

Liquidity ratio
415.47 2024
2022
2023
2024
Q1: 9.79
Med: 137.69
Q3: 788.97
Good

In 2024, the liquidity ratio of SAEM DE CONSTRUCTION DE V... (415.47) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
84.48x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 18.82x
Excellent

In 2024, the interest coverage of SAEM DE CONSTRUCTION DE V... (84.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 36 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 123 days. Excellent situation: suppliers finance 87 days of the operating cycle (retail model). WCR is negative (-816 days): operations structurally generate cash. Notable WCR improvement over the period (-151%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-7 043 744 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

36 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

123 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-816 j

WCR and payment terms evolution
SAEM DE CONSTRUCTION DE VAL D'ISERE

Positioning of SAEM DE CONSTRUCTION DE VAL D'ISERE in its sector

Comparison with sector Location de logements

Valuation estimate

Based on 169 transactions of similar company sales in 2024, the value of SAEM DE CONSTRUCTION DE VAL D'ISERE is estimated at 3 316 723 € (range 971 634€ - 5 984 417€). With an EBITDA of 862 357€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
169 transactions
971k€ 3316k€ 5984k€
3 316 723 € Range: 971 634€ - 5 984 417€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
862 357 € × 5.6x
Estimation 4 829 051 €
1 278 281€ - 8 619 260€
Revenue Multiple 30%
3 106 118 € × 0.81x
Estimation 2 505 480 €
957 424€ - 4 672 109€
Net Income Multiple 20%
110 469 € × 6.8x
Estimation 752 772 €
226 335€ - 1 365 776€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de logements)

Compare SAEM DE CONSTRUCTION DE VAL D'ISERE with other companies in the same sector:

Voir toutes les statistiques du secteur Location de logements

Frequently asked questions about SAEM DE CONSTRUCTION DE VAL D'ISERE

What is the revenue of SAEM DE CONSTRUCTION DE VAL D'ISERE ?

The revenue of SAEM DE CONSTRUCTION DE VAL D'ISERE in 2024 is 3.1 M€.

Is SAEM DE CONSTRUCTION DE VAL D'ISERE profitable?

Yes, SAEM DE CONSTRUCTION DE VAL D'ISERE generated a net profit of 110 k€ in 2024.

Where is the headquarters of SAEM DE CONSTRUCTION DE VAL D'ISERE ?

The headquarters of SAEM DE CONSTRUCTION DE VAL D'ISERE is located in VAL D'ISERE (73150), in the department Savoie.

Where to find the tax return of SAEM DE CONSTRUCTION DE VAL D'ISERE ?

The tax return of SAEM DE CONSTRUCTION DE VAL D'ISERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAEM DE CONSTRUCTION DE VAL D'ISERE operate?

SAEM DE CONSTRUCTION DE VAL D'ISERE operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.