SIREN : 839201498
SADJ is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in SAINT-EMILION (33330), this company of category PME shows in 2024 a revenue of 21 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 21 417 € | 21 083 € | 21 250 € | 12 000 € | 12 000 € | N/C | N/C |
| Net income | 15 569 € | 14 108 € | 14 410 € | 6 168 € | 10 633 € | 0 € | 0 € |
| EBITDA | 19 039 € | 17 801 € | 18 625 € | 9 388 € | 13 913 € | N/C | N/C |
| Net margin | 72.7% | 66.9% | 67.8% | 51.4% | 88.6% | N/C | N/C |
In 2024, SADJ achieves revenue of 21 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +15.6%. Vs 2023: +2%. After deducting consumption (0 €), gross margin stands at 21 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 19 k€, representing 88.9% of revenue. Positive scissor effect: EBITDA margin improves by +4.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 16 k€, i.e. 72.7% of revenue. This profit can be retained or distributed to shareholders.
21 417 €
21 417 €
19 039 €
19 039 €
15 569 €
88.9%
The debt ratio (= Financial debt / Equity x 100) stands at 39%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 72.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
38.536%
20.991%
72.695%
1.692
In 2024, the debt ratio of SADJ (38.54) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SADJ (21.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SADJ (1.69) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 9.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.8x. Financial charges are adequately covered by operations.
9.868
3.792
In 2024, the liquidity ratio of SADJ (9.87) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SADJ (3.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 309 days. Excellent situation: suppliers finance 309 days of the operating cycle (retail model). WCR is negative (-469 days): operations structurally generate cash.
-27 921 €
0 j
309 j
0 j
-469 j
Based on 62 transactions of similar company sales
in 2024,
the value of SADJ is estimated at
70 642 €
(range 21 751€ - 153 856€).
With an EBITDA of 19 039€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SADJ with other companies in the same sector:
The revenue of SADJ in 2024 is 21 k€.
Yes, SADJ generated a net profit of 16 k€ in 2024.
The headquarters of SADJ is located in SAINT-EMILION (33330), in the department Gironde.
The tax return of SADJ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SADJ operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.