SIREN : 410285282
S.A. SAINT LAZARE is a French company founded 29 years ago, specialized in the sector Supermarchés. Based in CHINON (37500), this company of category PME shows in 2024 a revenue of 21.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 21 653 122 € | N/C | 20 617 752 € | 19 415 841 € | 18 594 351 € | N/C | N/C | 18 559 314 € | 17 225 644 € |
| Net income | 287 419 € | 535 488 € | 304 703 € | 464 026 € | 362 507 € | 290 111 € | 427 250 € | 536 694 € | 482 677 € |
| EBITDA | 402 850 € | N/C | 634 935 € | 824 653 € | 735 581 € | N/C | N/C | 886 959 € | 866 695 € |
| Net margin | 1.3% | N/C | 1.5% | 2.4% | 1.9% | N/C | N/C | 2.9% | 2.8% |
In 2024, S.A. SAINT LAZARE achieves revenue of 21.7 M€. Revenue is growing positively over 9 years (CAGR: +2.9%). After deducting consumption (17.3 M€), gross margin stands at 4.3 M€, i.e. a rate of 20%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 403 k€, representing 1.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 287 k€, i.e. 1.3% of revenue. This profit can be retained or distributed to shareholders.
21 653 122 €
4 322 177 €
402 850 €
210 656 €
287 419 €
1.9%
The debt ratio (= Financial debt / Equity x 100) stands at 73%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 2.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
73.281%
48.05%
2.151%
6.55
31.5%
In 2024, the debt ratio of S.A. SAINT LAZARE (73.28) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of S.A. SAINT LAZARE (48.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of S.A. SAINT LAZARE (6.55) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 302.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 19.4x. Operating income very largely covers interest expenses: high safety margin.
302.088
19.404
In 2024, the liquidity ratio of S.A. SAINT LAZARE (302.09) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of S.A. SAINT LAZARE (19.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 20 days. Favorable situation: supplier credit is longer than customer credit by 19 days. Inventory turnover is 15 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 28 days of revenue, i.e. 1.7 M€ to permanently finance. Over 2016-2024, WCR increased by +41%, requiring additional financing.
1 693 491 €
1 j
20 j
15 j
28 j
Based on 551 transactions of similar company sales in 2024, the value of S.A. SAINT LAZARE is estimated at 2 780 731 € (range 1 295 008€ - 5 527 648€). With an EBITDA of 402 850€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare S.A. SAINT LAZARE with other companies in the same sector:
The revenue of S.A. SAINT LAZARE in 2024 is 21.7 M€.
Yes, S.A. SAINT LAZARE generated a net profit of 287 k€ in 2024.
The headquarters of S.A. SAINT LAZARE is located in CHINON (37500), in the department Indre-et-Loire.
The tax return of S.A. SAINT LAZARE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
S.A. SAINT LAZARE operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.