Employees: 01 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1983-12-01 (42 years)Status: ActiveBusiness sector: Agences immobilièresLocation: GRENOBLE (38000), Isere
SA NAHMIAS IMMOBILIER : revenue, balance sheet and financial ratios
SA NAHMIAS IMMOBILIER is a French company
founded 42 years ago,
specialized in the sector Agences immobilières.
Based in GRENOBLE (38000),
this company of category PME
shows in 2017 a revenue of 636 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SA NAHMIAS IMMOBILIER (SIREN 328593801)
Indicator
2017
2016
Revenue
636 238 €
690 665 €
Net income
55 073 €
95 086 €
EBITDA
72 293 €
116 405 €
Net margin
8.7%
13.8%
Revenue and income statement
In 2017, SA NAHMIAS IMMOBILIER achieves revenue of 636 k€. Slight decline of -8% vs 2016. After deducting consumption (0 €), gross margin stands at 636 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 72 k€, representing 11.4% of revenue. Warning negative scissor effect: despite revenue change (-8%), EBITDA varies by -38%, reducing margin by 5.5 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 55 k€, i.e. 8.7% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2017)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
636 238 €
Gross margin (2017)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
636 238 €
EBITDA (2017)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
72 293 €
EBIT (2017)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
71 982 €
Net income (2017)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
55 073 €
EBITDA margin (2017)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
11.4%
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 37%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 8.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
Debt ratio (2017)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
36.686%
Financial autonomy (2017)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
14.11%
Cash flow / Revenue (2017)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
8.119%
Repayment capacity (2017)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.0
Asset age ratio (2017)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution SA NAHMIAS IMMOBILIER
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
Debt ratio
16.359
36.686
Financial autonomy
17.334
14.11
Repayment capacity
0.0
0.0
Cash flow / Revenue
13.618%
8.119%
Sector positioning
Debt ratio
36.692017
2016
2017
Q1: 0.0
Med: 9.57
Q3: 63.73
Average+9 pts over 2 years
In 2017, the debt ratio of SA NAHMIAS IMMOBILIER (36.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
14.11%2017
2016
2017
Q1: 6.08%
Med: 30.31%
Q3: 58.98%
Average
In 2017, the financial autonomy of SA NAHMIAS IMMOBILIER (14.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
0.0 years2017
2016
2017
Q1: 0.0 years
Med: 0.02 years
Q3: 1.24 years
Excellent
In 2017, the repayment capacity of SA NAHMIAS IMMOBILIER (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 110.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2017)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
110.758
Interest coverage (2017)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
0.0
Liquidity indicators evolution SA NAHMIAS IMMOBILIER
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
Liquidity ratio
114.977
110.758
Interest coverage
0.0
0.0
Sector positioning
Liquidity ratio
110.762017
2016
2017
Q1: 105.1
Med: 167.3
Q3: 350.16
Average
In 2017, the liquidity ratio of SA NAHMIAS IMMOBILIER (110.76) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
0.0x2017
2016
2017
Q1: 0.0x
Med: 0.0x
Q3: 1.56x
Average
In 2017, the interest coverage of SA NAHMIAS IMMOBILIER (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 304 days. Excellent situation: suppliers finance 273 days of the operating cycle (retail model). Overall, WCR represents 47 days of revenue, i.e. 83 k€ to permanently finance.
Operating WCR (2017)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
83 462 €
Customer credit (2017)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
31 j
Supplier credit (2017)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
304 j
Inventory turnover (2017)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2017)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
47 j
WCR and payment terms evolution SA NAHMIAS IMMOBILIER
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
Operating WCR
106 867 €
83 462 €
Inventory turnover (days)
0
0
Customer payment term (days)
32
31
Supplier payment term (days)
298
304
Positioning of SA NAHMIAS IMMOBILIER in its sector
Comparison with sector Agences immobilières
Valuation estimate
Based on 81 transactions of similar company sales
in 2017,
the value of SA NAHMIAS IMMOBILIER is estimated at
193 690 €
(range 62 798€ - 443 175€).
With an EBITDA of 72 293€, the sector multiple of 2.3x is applied.
The price/revenue ratio is 0.44x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2017
81 tx
62k€193k€443k€
193 690 €Range: 62 798€ - 443 175€
NAF 5 année 2017
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
72 293 €×2.3x
Estimation169 046 €
40 589€ - 379 008€
Revenue Multiple30%
636 238 €×0.44x
Estimation278 899 €
109 524€ - 460 961€
Net Income Multiple20%
55 073 €×2.3x
Estimation127 491 €
48 236€ - 576 918€
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 81 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Agences immobilières)
Compare SA NAHMIAS IMMOBILIER with other companies in the same sector:
Frequently asked questions about SA NAHMIAS IMMOBILIER
What is the revenue of SA NAHMIAS IMMOBILIER ?
The revenue of SA NAHMIAS IMMOBILIER in 2017 is 636 k€.
Is SA NAHMIAS IMMOBILIER profitable?
Yes, SA NAHMIAS IMMOBILIER generated a net profit of 55 k€ in 2017.
Where is the headquarters of SA NAHMIAS IMMOBILIER ?
The headquarters of SA NAHMIAS IMMOBILIER is located in GRENOBLE (38000), in the department Isere.
Where to find the tax return of SA NAHMIAS IMMOBILIER ?
The tax return of SA NAHMIAS IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SA NAHMIAS IMMOBILIER operate?
SA NAHMIAS IMMOBILIER operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart