SA GESTION IMMOBILIERE REALISAT. COMMERC : revenue, balance sheet and financial ratios

SA GESTION IMMOBILIERE REALISAT. COMMERC is a French company founded 65 years ago, specialized in the sector Agences immobilières. Based in ANNECY (74000), this company of category PME shows in 2024 a revenue of 601 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SA GESTION IMMOBILIERE REALISAT. COMMERC (SIREN 612054775)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 601 234 € 573 855 € 557 886 € 531 253 € 558 420 € 570 535 € 448 735 € 427 126 € 407 086 €
Net income 5 943 036 € 281 926 € 1 467 133 € 309 435 € 61 435 € 870 660 € 73 976 € 44 473 € 500 673 €
EBITDA 129 104 € 286 613 € 259 733 € 272 439 € 284 758 € 87 994 € 247 748 € 189 312 € 140 326 €
Net margin 988.5% 49.1% 263.0% 58.2% 11.0% 152.6% 16.5% 10.4% 123.0%

Revenue and income statement

In 2024, SA GESTION IMMOBILIERE REALISAT. COMMERC achieves revenue of 601 k€. Revenue is growing positively over 9 years (CAGR: +5.0%). Vs 2023: +5%. After deducting consumption (295 €), gross margin stands at 601 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 129 k€, representing 21.5% of revenue. Warning negative scissor effect: despite revenue change (+5%), EBITDA varies by -55%, reducing margin by 28.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5.9 M€, i.e. 988.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

601 234 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

600 939 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

129 104 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

48 408 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

5 943 036 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

21.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2.168%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

82.924%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-268.616%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.152

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

38.7%

Solvency indicators evolution
SA GESTION IMMOBILIERE REALISAT. COMMERC

Sector positioning

Debt ratio
2.17 2024
2022
2023
2024
Q1: 0.0
Med: 9.94
Q3: 66.37
Good

In 2024, the debt ratio of SA GESTION IMMOBILIERE RE... (2.17) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
82.92% 2024
2022
2023
2024
Q1: 2.93%
Med: 25.86%
Q3: 59.99%
Excellent

In 2024, the financial autonomy of SA GESTION IMMOBILIERE RE... (82.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.15 years 2024
2022
2023
2024
Q1: -0.06 years
Med: 0.0 years
Q3: 1.48 years
Excellent -28 pts over 3 years

In 2024, the repayment capacity of SA GESTION IMMOBILIERE RE... (-0.15) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 105.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.0x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

105.939

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.032

Liquidity indicators evolution
SA GESTION IMMOBILIERE REALISAT. COMMERC

Sector positioning

Liquidity ratio
105.94 2024
2022
2023
2024
Q1: 103.88
Med: 180.17
Q3: 474.31
Average -49 pts over 3 years

In 2024, the liquidity ratio of SA GESTION IMMOBILIERE RE... (105.94) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
1.03x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.31x
Good -5 pts over 3 years

In 2024, the interest coverage of SA GESTION IMMOBILIERE RE... (1.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 184 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 139 days. The gap of 45 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-242 days): operations structurally generate cash. Notable WCR improvement over the period (-148%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-404 065 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

184 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

139 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-242 j

WCR and payment terms evolution
SA GESTION IMMOBILIERE REALISAT. COMMERC

Positioning of SA GESTION IMMOBILIERE REALISAT. COMMERC in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 64 transactions of similar company sales in 2024, the value of SA GESTION IMMOBILIERE REALISAT. COMMERC is estimated at 6 218 638 € (range 2 725 406€ - 13 546 215€). With an EBITDA of 129 104€, the sector multiple of 3.1x is applied. The price/revenue ratio is 0.33x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
64 tx
2725k€ 6218k€ 13546k€
6 218 638 € Range: 2 725 406€ - 13 546 215€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
129 104 € × 3.1x
Estimation 402 086 €
144 865€ - 418 665€
Revenue Multiple 30%
601 234 € × 0.33x
Estimation 197 300 €
112 060€ - 449 075€
Net Income Multiple 20%
5 943 036 € × 5.0x
Estimation 29 792 028 €
13 096 780€ - 66 010 803€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare SA GESTION IMMOBILIERE REALISAT. COMMERC with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about SA GESTION IMMOBILIERE REALISAT. COMMERC

What is the revenue of SA GESTION IMMOBILIERE REALISAT. COMMERC ?

The revenue of SA GESTION IMMOBILIERE REALISAT. COMMERC in 2024 is 601 k€.

Is SA GESTION IMMOBILIERE REALISAT. COMMERC profitable?

Yes, SA GESTION IMMOBILIERE REALISAT. COMMERC generated a net profit of 5.9 M€ in 2024.

Where is the headquarters of SA GESTION IMMOBILIERE REALISAT. COMMERC ?

The headquarters of SA GESTION IMMOBILIERE REALISAT. COMMERC is located in ANNECY (74000), in the department Haute-Savoie.

Where to find the tax return of SA GESTION IMMOBILIERE REALISAT. COMMERC ?

The tax return of SA GESTION IMMOBILIERE REALISAT. COMMERC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SA GESTION IMMOBILIERE REALISAT. COMMERC operate?

SA GESTION IMMOBILIERE REALISAT. COMMERC operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.