SIREN : 390523819
SA FINSEN is a French company founded 33 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in NOMEXY (88440), this company of category PME shows in 2024 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 250 997 € | 1 107 670 € | 1 142 748 € | 947 351 € | 807 145 € | 767 334 € | N/C | 610 236 € | 658 360 € |
| Net income | 18 636 € | 405 279 € | 834 195 € | 364 724 € | 229 570 € | 254 604 € | 364 439 € | 63 757 € | 56 423 € |
| EBITDA | 323 936 € | 284 886 € | 230 699 € | 211 486 € | 209 830 € | 173 533 € | N/C | 168 051 € | 189 006 € |
| Net margin | 1.5% | 36.6% | 73.0% | 38.5% | 28.4% | 33.2% | N/C | 10.4% | 8.6% |
In 2024, SA FINSEN achieves revenue of 1.3 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +8.4%. Vs 2023, growth of +13% (1.1 M€ -> 1.3 M€). After deducting consumption (0 €), gross margin stands at 1.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 324 k€, representing 25.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 19 k€, i.e. 1.5% of revenue. This profit can be retained or distributed to shareholders.
1 250 997 €
1 250 997 €
323 936 €
239 505 €
18 636 €
25.9%
The debt ratio (= Financial debt / Equity x 100) stands at 79%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 49%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 29.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
79.007%
48.937%
29.821%
6.506
63.1%
In 2024, the debt ratio of SA FINSEN (79.01) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SA FINSEN (48.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SA FINSEN (6.51) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 194.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 55.6x. Operating income very largely covers interest expenses: high safety margin.
194.462
55.586
In 2024, the liquidity ratio of SA FINSEN (194.46) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SA FINSEN (55.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 61 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 67 days. Favorable situation: supplier credit is longer than customer credit by 6 days. Overall, WCR represents 215 days of revenue, i.e. 748 k€ to permanently finance. Over 2016-2024, WCR increased by +105%, requiring additional financing.
748 221 €
61 j
67 j
0 j
215 j
Indicative estimate only : the number of comparable transactions in this sector is limited (26 transactions). This range of 1 039 228€ to 2 298 047€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 26 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SA FINSEN with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of SA FINSEN in 2024 is 1.3 M€.
Yes, SA FINSEN generated a net profit of 19 k€ in 2024.
The headquarters of SA FINSEN is located in NOMEXY (88440), in the department Vosges.
The tax return of SA FINSEN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SA FINSEN operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.