SA ETABLISSEMENTS FERNAND COMBIER : revenue, balance sheet and financial ratios

SA ETABLISSEMENTS FERNAND COMBIER is a French company founded 59 years ago, specialized in the sector Travaux de plâtrerie. Based in SOYONS (07130), this company of category PME shows in 2017 a revenue of 814 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SA ETABLISSEMENTS FERNAND COMBIER (SIREN 436780365)
Indicator 2020 2019 2018 2017 2016
Revenue N/C N/C N/C 813 730 € 928 944 €
Net income 28 668 € 24 580 € 28 277 € 21 186 € 43 256 €
EBITDA N/C N/C N/C 10 655 € 45 017 €
Net margin N/C N/C N/C 2.6% 4.7%

Revenue and income statement

In 2020, SA ETABLISSEMENTS FERNAND COMBIER generates positive net income of 29 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2020: 43 k€ -> 29 k€.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

28 668 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 18%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

18.355%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

54.928%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

13.3%

Solvency indicators evolution
SA ETABLISSEMENTS FERNAND COMBIER

Sector positioning

Debt ratio
18.36 2020
2018
2019
2020
Q1: 0.65
Med: 20.93
Q3: 83.0
Good -6 pts over 3 years

In 2020, the debt ratio of SA ETABLISSEMENTS FERNAND... (18.36) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
54.93% 2020
2018
2019
2020
Q1: 6.13%
Med: 28.27%
Q3: 49.32%
Excellent

In 2020, the financial autonomy of SA ETABLISSEMENTS FERNAND... (54.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 247.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

247.078

Liquidity indicators evolution
SA ETABLISSEMENTS FERNAND COMBIER

Sector positioning

Liquidity ratio
247.08 2020
2018
2019
2020
Q1: 145.39
Med: 205.65
Q3: 303.44
Good +5 pts over 3 years

In 2020, the liquidity ratio of SA ETABLISSEMENTS FERNAND... (247.08) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SA ETABLISSEMENTS FERNAND COMBIER

Positioning of SA ETABLISSEMENTS FERNAND COMBIER in its sector

Comparison with sector Travaux de plâtrerie

Valuation estimate

Based on 54 transactions of similar company sales in 2020, the value of SA ETABLISSEMENTS FERNAND COMBIER is estimated at 60 499 € (range 19 937€ - 145 588€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
54 tx
19k€ 60k€ 145k€
60 499 € Range: 19 937€ - 145 588€
NAF 4 année 2020 Aggregated at NAF sub-class level

Valuation method used

Net Income Multiple
28 668 € × 2.1x = 60 499 €
Range: 19 937€ - 145 588€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de plâtrerie)

Compare SA ETABLISSEMENTS FERNAND COMBIER with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de plâtrerie

Frequently asked questions about SA ETABLISSEMENTS FERNAND COMBIER

What is the revenue of SA ETABLISSEMENTS FERNAND COMBIER ?

The revenue of SA ETABLISSEMENTS FERNAND COMBIER in 2017 is 814 k€.

Is SA ETABLISSEMENTS FERNAND COMBIER profitable?

Yes, SA ETABLISSEMENTS FERNAND COMBIER generated a net profit of 29 k€ in 2020.

Where is the headquarters of SA ETABLISSEMENTS FERNAND COMBIER ?

The headquarters of SA ETABLISSEMENTS FERNAND COMBIER is located in SOYONS (07130), in the department Ardeche.

Where to find the tax return of SA ETABLISSEMENTS FERNAND COMBIER ?

The tax return of SA ETABLISSEMENTS FERNAND COMBIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SA ETABLISSEMENTS FERNAND COMBIER operate?

SA ETABLISSEMENTS FERNAND COMBIER operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.