SIREN : 342452232
SA CARMO is a French company founded 39 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in BAIE-MAHAULT (97122), this company of category GE shows in 2024 a revenue of 77.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 77 419 310 € | 72 477 667 € |
| Net income | 2 097 445 € | 2 867 631 € |
| EBITDA | 4 701 432 € | 6 259 562 € |
| Net margin | 2.7% | 4.0% |
In 2024, SA CARMO achieves revenue of 77.4 M€. Vs 2023: +7%. After deducting consumption (55.0 M€), gross margin stands at 22.4 M€, i.e. a rate of 29%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4.7 M€, representing 6.1% of revenue. Warning negative scissor effect: despite revenue change (+7%), EBITDA varies by -25%, reducing margin by 2.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.1 M€, i.e. 2.7% of revenue. This profit can be retained or distributed to shareholders.
77 419 310 €
22 420 489 €
4 701 432 €
3 963 013 €
2 097 445 €
6.1%
The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
15.122%
30.7%
3.403%
0.748
33.3%
In 2024, the debt ratio of SA CARMO (15.12) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of SA CARMO (30.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SA CARMO (0.75) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 138.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 22.0x. Operating income very largely covers interest expenses: high safety margin.
138.175
22.03
In 2024, the liquidity ratio of SA CARMO (138.18) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SA CARMO (22.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 42 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. The company must finance 18 days of gap between collections and payments. Inventory turnover is 101 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 53 days of revenue, i.e. 11.3 M€ to permanently finance.
11 321 026 €
42 j
24 j
101 j
53 j
Based on 148 transactions of similar company sales in 2024, the value of SA CARMO is estimated at 8 612 083 € (range 3 703 037€ - 15 695 387€). With an EBITDA of 4 701 432€, the sector multiple of 1.6x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SA CARMO with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers
The revenue of SA CARMO in 2024 is 77.4 M€.
Yes, SA CARMO generated a net profit of 2.1 M€ in 2024.
The headquarters of SA CARMO is located in BAIE-MAHAULT (97122), in the department Guadeloupe.
The tax return of SA CARMO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SA CARMO operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.