SIREN : 915750533
S2FA is a French company founded 69 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in DESERTINES (03630), this company of category GE shows in 2024 a revenue of 1.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 705 999 € | 1 603 067 € | 1 585 104 € | 1 807 266 € | 1 833 831 € | 1 818 458 € | 1 811 609 € | 1 868 039 € | 1 889 337 € |
| Net income | 973 206 € | 677 693 € | -82 480 € | 108 431 € | -145 288 € | -41 715 € | 1 983 € | 977 775 € | 1 100 212 € |
| EBITDA | 1 479 647 € | 1 401 538 € | 1 326 062 € | 1 598 989 € | 1 437 145 € | 1 590 706 € | 1 578 943 € | 1 658 415 € | 1 721 009 € |
| Net margin | 57.0% | 42.3% | -5.2% | 6.0% | -7.9% | -2.3% | 0.1% | 52.3% | 58.2% |
In 2024, S2FA achieves revenue of 1.7 M€. Activity remains stable over the period (CAGR: -1.3%). Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 1.7 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.5 M€, representing 86.7% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 973 k€, i.e. 57.0% of revenue. This profit can be retained or distributed to shareholders.
1 705 999 €
1 705 999 €
1 479 647 €
33 103 €
973 206 €
86.7%
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 96%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 141.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
3.118%
96.454%
141.706%
0.524
43.2%
In 2024, the debt ratio of S2FA (3.12) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of S2FA (96.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of S2FA (0.52) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 12684.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 22.5x. Operating income very largely covers interest expenses: high safety margin.
12684.827
22.539
In 2024, the liquidity ratio of S2FA (12684.83) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of S2FA (22.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 58 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 701 days. Excellent situation: suppliers finance 643 days of the operating cycle (retail model). Overall, WCR represents 6071 days of revenue, i.e. 28.8 M€ to permanently finance.
28 770 257 €
58 j
701 j
0 j
6071 j
Based on 277 transactions of similar company sales (all years), the value of S2FA is estimated at 1 561 582 € (range 509 403€ - 4 616 299€). With an EBITDA of 1 479 647€, the sector multiple of 1.3x is applied. The price/revenue ratio is 0.29x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare S2FA with other companies in the same sector:
Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers
The revenue of S2FA in 2024 is 1.7 M€.
Yes, S2FA generated a net profit of 973 k€ in 2024.
The headquarters of S2FA is located in DESERTINES (03630), in the department Allier.
The tax return of S2FA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
S2FA operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.