SIREN : 844256982
RUFFER is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in PARIS (75008), this company of category PME shows in 2024 a revenue of 6.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2020 |
|---|---|---|---|---|---|---|
| Revenue | 6 546 593 € | 8 736 650 € | 7 783 474 € | 3 876 552 € | 1 737 074 € | 1 819 329 € |
| Net income | 3 239 656 € | 2 788 731 € | 1 573 161 € | 893 680 € | 197 737 € | 442 239 € |
| EBITDA | 3 172 577 € | 4 385 277 € | 1 954 702 € | 1 474 261 € | 335 593 € | 719 168 € |
| Net margin | 49.5% | 31.9% | 20.2% | 23.1% | 11.4% | 24.3% |
In 2024, RUFFER achieves revenue of 6.5 M€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +37.7%. Significant drop of -25% vs 2023. After deducting consumption (0 €), gross margin stands at 6.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3.2 M€, representing 48.5% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3.2 M€, i.e. 49.5% of revenue. This profit can be retained or distributed to shareholders.
6 546 593 €
6 546 593 €
3 172 577 €
3 920 460 €
3 239 656 €
48.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 73%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 38.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
72.95%
38.037%
0.0
33.2%
In 2024, the debt ratio of RUFFER (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of RUFFER (73.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of RUFFER (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 358.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.0x. Financial charges are adequately covered by operations.
358.975
3.006
In 2024, the liquidity ratio of RUFFER (358.98) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of RUFFER (3.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 95 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 57 days. The gap of 38 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 35 days of revenue, i.e. 631 k€ to permanently finance. Over 2020-2024, WCR increased by +191%, requiring additional financing.
631 484 €
95 j
57 j
0 j
35 j
Based on 62 transactions of similar company sales
in 2024,
the value of RUFFER is estimated at
12 997 483 €
(range 4 036 121€ - 28 284 975€).
With an EBITDA of 3 172 577€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RUFFER with other companies in the same sector:
The revenue of RUFFER in 2024 is 6.5 M€.
Yes, RUFFER generated a net profit of 3.2 M€ in 2024.
The headquarters of RUFFER is located in PARIS (75008), in the department Paris.
The tax return of RUFFER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RUFFER operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.