SIREN : 815181797
RUBEN PARTICIPATIONS is a French company founded 10 years ago, specialized in the sector Activités des sociétés holding. Based in NICE (06000), this company of category PME shows in 2021 a revenue of 45 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 45 000 € | 45 000 € | 25 000 € | 20 000 € | 11 000 € | 25 000 € |
| Net income | 285 209 € | 245 682 € | 419 790 € | 38 215 € | 54 342 € | 85 456 € |
| EBITDA | 3 513 € | -14 279 € | -48 471 € | -52 127 € | -33 728 € | -14 691 € |
| Net margin | 633.8% | 546.0% | 1679.2% | 191.1% | 494.0% | 341.8% |
In 2021, RUBEN PARTICIPATIONS achieves revenue of 45 k€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +12.5%. Slight decline of 0% vs 2020. After deducting consumption (0 €), gross margin stands at 45 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4 k€, representing 7.8% of revenue. Positive scissor effect: EBITDA margin improves by +39.5 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 285 k€, i.e. 633.8% of revenue. This profit can be retained or distributed to shareholders.
45 000 €
45 000 €
3 513 €
-12 178 €
285 209 €
7.8%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 668.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.647%
53.396%
668.667%
0.117
35.1%
In 2021, the debt ratio of RUBEN PARTICIPATIONS (1.65) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of RUBEN PARTICIPATIONS (53.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of RUBEN PARTICIPATIONS (0.12) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 123.79. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 284.8x. Operating income very largely covers interest expenses: high safety margin.
123.792
284.799
In 2021, the liquidity ratio of RUBEN PARTICIPATIONS (123.79) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of RUBEN PARTICIPATIONS (284.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 31 days. Excellent situation: suppliers finance 31 days of the operating cycle (retail model). Overall, WCR represents 3309 days of revenue, i.e. 414 k€ to permanently finance. Over 2016-2021, WCR increased by +286%, requiring additional financing.
413 644 €
0 j
31 j
0 j
3309 j
Based on 98 transactions of similar company sales
in 2021,
the value of RUBEN PARTICIPATIONS is estimated at
288 899 €
(range 100 399€ - 800 103€).
With an EBITDA of 3 513€, the sector multiple of 5.2x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RUBEN PARTICIPATIONS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of RUBEN PARTICIPATIONS in 2021 is 45 k€.
Yes, RUBEN PARTICIPATIONS generated a net profit of 285 k€ in 2021.
The headquarters of RUBEN PARTICIPATIONS is located in NICE (06000), in the department Alpes-Maritimes.
The tax return of RUBEN PARTICIPATIONS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RUBEN PARTICIPATIONS operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.