SIREN : 819464603
ROSEMA is a French company founded 10 years ago, specialized in the sector Gestion de fonds. Based in LOIRE-AUTHION (49630), this company of category PME shows in 2023 a revenue of 167 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 166 612 € | 167 752 € | 164 768 € | 162 644 € | 162 388 € | 162 184 € | 239 250 € |
| Net income | 96 744 € | 74 610 € | 21 412 € | 30 466 € | 53 412 € | 103 409 € | 86 466 € |
| EBITDA | 47 569 € | 54 352 € | 50 853 € | 28 614 € | 544 € | 26 089 € | -14 116 € |
| Net margin | 58.1% | 44.5% | 13.0% | 18.7% | 32.9% | 63.8% | 36.1% |
In 2023, ROSEMA achieves revenue of 167 k€. Revenue is declining over the period 2017-2023 (CAGR: -5.9%). Slight decline of -1% vs 2022. After deducting consumption (0 €), gross margin stands at 167 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 48 k€, representing 28.6% of revenue. Warning negative scissor effect: despite revenue change (-1%), EBITDA varies by -12%, reducing margin by 3.8 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 97 k€, i.e. 58.1% of revenue. This profit can be retained or distributed to shareholders.
166 612 €
166 612 €
47 569 €
29 255 €
96 744 €
28.6%
The debt ratio (= Financial debt / Equity x 100) stands at 36%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 72%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 69.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
36.434%
72.279%
69.057%
2.554
72.5%
In 2023, the debt ratio of ROSEMA (36.43) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of ROSEMA (72.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of ROSEMA (2.55) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 833.04. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.0x. Operating income very largely covers interest expenses: high safety margin.
833.045
9.023
In 2023, the liquidity ratio of ROSEMA (833.04) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of ROSEMA (9.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 103 days. Excellent situation: suppliers finance 103 days of the operating cycle (retail model). WCR is negative (-0 days): operations structurally generate cash. Notable WCR improvement over the period (-158%), freeing up cash.
-147 €
0 j
103 j
0 j
0 j
Based on 77 transactions of similar company sales
in 2023,
the value of ROSEMA is estimated at
280 255 €
(range 135 598€ - 453 558€).
With an EBITDA of 47 569€, the sector multiple of 5.5x is applied.
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ROSEMA with other companies in the same sector:
The revenue of ROSEMA in 2023 is 167 k€.
Yes, ROSEMA generated a net profit of 97 k€ in 2023.
The headquarters of ROSEMA is located in LOIRE-AUTHION (49630), in the department Maine-et-Loire.
The tax return of ROSEMA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ROSEMA operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.