SIREN : 519067227
ROSA FINANCE is a French company founded 16 years ago, specialized in the sector Activités des sièges sociaux. Based in ARGENTEUIL (95100), this company of category PME shows in 2024 a revenue of 236 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 236 091 € | 414 483 € | 496 465 € | 397 300 € | 397 300 € | 498 690 € | 397 300 € | 397 300 € | 437 200 € |
| Net income | 2 808 886 € | 2 318 586 € | 1 949 293 € | 81 918 € | 17 947 070 € | 6 471 733 € | 1 741 337 € | 1 410 897 € | 1 316 575 € |
| EBITDA | -457 432 € | -453 581 € | -106 595 € | -257 324 € | -178 748 € | 34 090 € | -25 069 € | -2 886 € | 25 706 € |
| Net margin | 1189.7% | 559.4% | 392.6% | 20.6% | 4517.3% | 1297.7% | 438.3% | 355.1% | 301.1% |
In 2024, ROSA FINANCE achieves revenue of 236 k€. Revenue is declining over the period 2016-2024 (CAGR: -7.4%). Significant drop of -43% vs 2023. After deducting consumption (0 €), gross margin stands at 236 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -457 k€, representing -193.8% of revenue. Warning negative scissor effect: despite revenue change (-43%), EBITDA varies by -1%, reducing margin by 84.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.8 M€, i.e. 1189.7% of revenue. This profit can be retained or distributed to shareholders.
236 091 €
236 091 €
-457 432 €
-424 913 €
2 808 886 €
-193.8%
The debt ratio (= Financial debt / Equity x 100) stands at 36%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 72%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.9 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 1204.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
36.303%
71.996%
1204.943%
5.865
In 2024, the debt ratio of ROSA FINANCE (36.30) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ROSA FINANCE (72.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of ROSA FINANCE (5.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1686.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1686.982
-101.683
In 2024, the liquidity ratio of ROSA FINANCE (1686.98) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of ROSA FINANCE (-101.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 310 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 335 days. Favorable situation: supplier credit is longer than customer credit by 25 days. Overall, WCR represents 94907 days of revenue, i.e. 62.2 M€ to permanently finance. Over 2016-2024, WCR increased by +760%, requiring additional financing.
62 241 093 €
310 j
335 j
0 j
94907 j
Based on 103 transactions of similar company sales in 2024, the value of ROSA FINANCE is estimated at 10 736 155 € (range 3 693 530€ - 28 873 102€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ROSA FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of ROSA FINANCE in 2024 is 236 k€.
Yes, ROSA FINANCE generated a net profit of 2.8 M€ in 2024.
The headquarters of ROSA FINANCE is located in ARGENTEUIL (95100), in the department Val-d'Oise.
The tax return of ROSA FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ROSA FINANCE operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.