SIREN : 899521868
ROMARINE FINANCES is a French company founded 4 years ago, specialized in the sector Gestion de fonds. Based in LIMOGES (87280), this company of category PME shows in 2021 a revenue of 180 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 |
|---|---|
| Revenue | 180 000 € |
| Net income | 77 309 € |
| EBITDA | 105 716 € |
| Net margin | 42.9% |
In 2021, ROMARINE FINANCES achieves revenue of 180 k€. After deducting consumption (0 €), gross margin stands at 180 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 106 k€, representing 58.7% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 77 k€, i.e. 42.9% of revenue. This profit can be retained or distributed to shareholders.
180 000 €
180 000 €
105 716 €
105 716 €
77 309 €
58.7%
The debt ratio (= Financial debt / Equity x 100) stands at 342%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 22%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 16.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 42.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
342.14%
21.996%
42.949%
16.698
In 2021, the debt ratio of ROMARINE FINANCES (342.14) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of ROMARINE FINANCES (22.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of ROMARINE FINANCES (16.70) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 68.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.0x. Financial charges are adequately covered by operations.
68.071
3.985
In 2021, the liquidity ratio of ROMARINE FINANCES (68.07) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of ROMARINE FINANCES (4.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 16 days. Favorable situation: supplier credit is longer than customer credit by 16 days. WCR is negative (-82 days): operations structurally generate cash.
-40 914 €
0 j
16 j
0 j
-82 j
Based on 76 transactions of similar company sales
in 2021,
the value of ROMARINE FINANCES is estimated at
339 420 €
(range 119 992€ - 669 598€).
With an EBITDA of 105 716€, the sector multiple of 2.9x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ROMARINE FINANCES with other companies in the same sector:
The revenue of ROMARINE FINANCES in 2021 is 180 k€.
Yes, ROMARINE FINANCES generated a net profit of 77 k€ in 2021.
The headquarters of ROMARINE FINANCES is located in LIMOGES (87280), in the department Haute-Vienne.
The tax return of ROMARINE FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ROMARINE FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.