Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

ROCHA FINANCE ET PATRIMOINE : revenue, balance sheet and financial ratios

ROCHA FINANCE ET PATRIMOINE is a French company founded 14 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in TOULON (83000), this company of category PME shows in 2025 a net income positive of 574 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ROCHA FINANCE ET PATRIMOINE (SIREN 538494162)
Indicator 2025 2024 2023 2022
Revenue N/C N/C N/C N/C
Net income 573 853 € 783 781 € 355 103 € 397 057 €
EBITDA N/C N/C N/C N/C
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2025, ROCHA FINANCE ET PATRIMOINE generates positive net income of 574 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2025: 397 k€ -> 574 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

573 853 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 87%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

7.388%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

87.421%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

41.5%

Solvency indicators evolution
ROCHA FINANCE ET PATRIMOINE

Sector positioning

Debt ratio
7.39 2025
2023
2024
2025
Q1: 0.0
Med: 5.27
Q3: 45.01
Average

In 2025, the debt ratio of ROCHA FINANCE ET PATRIMOINE (7.39) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
87.42% 2025
2023
2024
2025
Q1: 14.56%
Med: 50.89%
Q3: 78.66%
Excellent +11 pts over 3 years

In 2025, the financial autonomy of ROCHA FINANCE ET PATRIMOINE (87.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1515.80. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1515.804

Liquidity indicators evolution
ROCHA FINANCE ET PATRIMOINE

Sector positioning

Liquidity ratio
1515.8 2025
2023
2024
2025
Q1: 157.83
Med: 327.31
Q3: 847.28
Excellent

In 2025, the liquidity ratio of ROCHA FINANCE ET PATRIMOINE (1515.80) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Positioning of ROCHA FINANCE ET PATRIMOINE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ROCHA FINANCE ET PATRIMOINE is estimated at 1 154 976 € (range 546 326€ - 5 273 503€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
193 transactions
546k€ 1154k€ 5273k€
1 154 976 € Range: 546 326€ - 5 273 503€
NAF 5 all-time

Valuation method used

Net Income Multiple
573 853 € × 2.0x = 1 154 976 €
Range: 546 326€ - 5 273 504€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ROCHA FINANCE ET PATRIMOINE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ROCHA FINANCE ET PATRIMOINE

What is the revenue of ROCHA FINANCE ET PATRIMOINE ?

The revenue of ROCHA FINANCE ET PATRIMOINE is not publicly disclosed (confidential accounts filed with INPI).

Is ROCHA FINANCE ET PATRIMOINE profitable?

Yes, ROCHA FINANCE ET PATRIMOINE generated a net profit of 574 k€ in 2025.

Where is the headquarters of ROCHA FINANCE ET PATRIMOINE ?

The headquarters of ROCHA FINANCE ET PATRIMOINE is located in TOULON (83000), in the department Var.

Where to find the tax return of ROCHA FINANCE ET PATRIMOINE ?

The tax return of ROCHA FINANCE ET PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ROCHA FINANCE ET PATRIMOINE operate?

ROCHA FINANCE ET PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.