SIREN : 509867602
RN FIDENTIUS is a French company founded 17 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CHALON-SUR-SAONE (71100), this company of category PME shows in 2024 a revenue of 91 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 90 831 € | 85 889 € | 106 335 € | 105 709 € | 121 799 € | 123 832 € | 135 503 € | 108 510 € |
| Net income | -9 093 € | 2 199 € | 19 595 € | 28 954 € | 32 549 € | 27 049 € | 40 878 € | 26 331 € |
| EBITDA | -7 359 € | 2 419 € | 24 517 € | 33 786 € | 39 012 € | 33 235 € | 55 034 € | 29 310 € |
| Net margin | -10.0% | 2.6% | 18.4% | 27.4% | 26.7% | 21.8% | 30.2% | 24.3% |
In 2024, RN FIDENTIUS achieves revenue of 91 k€. Activity remains stable over the period (CAGR: -2.2%). Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 91 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -7 k€, representing -8.1% of revenue. Warning negative scissor effect: despite revenue change (+6%), EBITDA varies by -404%, reducing margin by 10.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -9 k€ (-10.0% of revenue), which will impact equity.
90 831 €
90 831 €
-7 359 €
-8 895 €
-9 093 €
-8.1%
The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
5.613%
90.949%
-8.164%
-1.898
79.6%
In 2024, the debt ratio of RN FIDENTIUS (5.61) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of RN FIDENTIUS (91.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of RN FIDENTIUS (-1.90) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 168.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
168.379
-2.691
In 2024, the liquidity ratio of RN FIDENTIUS (168.38) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of RN FIDENTIUS (-2.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 13 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 12 days. The company must finance 1 days of gap between collections and payments. Overall, WCR represents 20 days of revenue, i.e. 5 k€ to permanently finance. Notable WCR improvement over the period (-80%), freeing up cash.
4 951 €
13 j
12 j
0 j
20 j
Based on 193 transactions of similar company sales (all years), the value of RN FIDENTIUS is estimated at 89 234 € (range 24 884€ - 165 961€). The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RN FIDENTIUS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of RN FIDENTIUS in 2024 is 91 k€.
RN FIDENTIUS recorded a net loss in 2024.
The headquarters of RN FIDENTIUS is located in CHALON-SUR-SAONE (71100), in the department Saone-et-Loire.
The tax return of RN FIDENTIUS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RN FIDENTIUS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.