Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
RMT COURTAGE EN ASSURANCE : revenue, balance sheet and financial ratios
RMT COURTAGE EN ASSURANCE is a French company
founded 21 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in STRASBOURG (67100),
this company of category PME
shows in 2023 a net income positive of 1.4 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - RMT COURTAGE EN ASSURANCE (SIREN 483442927)
Indicator
2023
2022
2021
Revenue
N/C
N/C
N/C
Net income
1 382 294 €
1 108 198 €
278 861 €
EBITDA
N/C
N/C
N/C
Net margin
N/C
N/C
N/C
Revenue and income statement
In 2023, RMT COURTAGE EN ASSURANCE generates positive net income of 1.4 M€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2021-2023: 279 k€ -> 1.4 M€.
Net income (2023)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
1 382 294 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory.
Debt ratio (2023)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
27.272%
Financial autonomy (2023)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
35.209%
Asset age ratio (2023)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution RMT COURTAGE EN ASSURANCE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2021
2022
2023
Debt ratio
35.502
17.485
27.272
Financial autonomy
22.325
27.831
35.209
Repayment capacity
None
None
None
Cash flow / Revenue
None%
None%
None%
Sector positioning
Debt ratio
27.272023
2021
2022
2023
Q1: 0.0
Med: 8.56
Q3: 49.67
Average
In 2023, the debt ratio of RMT COURTAGE EN ASSURANCE (27.27) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
35.21%2023
2021
2022
2023
Q1: 14.09%
Med: 47.12%
Q3: 74.18%
Average+12 pts over 3 years
In 2023, the financial autonomy of RMT COURTAGE EN ASSURANCE (35.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 187.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2023)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
187.168
Liquidity indicators evolution RMT COURTAGE EN ASSURANCE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2021
2022
2023
Liquidity ratio
145.926
157.372
187.168
Interest coverage
None
None
None
Sector positioning
Liquidity ratio
187.172023
2021
2022
2023
Q1: 123.5
Med: 243.58
Q3: 584.99
Average+7 pts over 3 years
In 2023, the liquidity ratio of RMT COURTAGE EN ASSURANCE (187.17) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Positioning of RMT COURTAGE EN ASSURANCE in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of RMT COURTAGE EN ASSURANCE is estimated at
2 782 100 €
(range 1 315 987€ - 12 702 786€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2023
193 transactions
1315k€2782k€12702k€
2 782 100 €Range: 1 315 987€ - 12 702 786€
NAF 5 all-time
Valuation method used
Net Income Multiple
1 382 294 €
×
2.0x
=2 782 101 €
Range: 1 315 987€ - 12 702 787€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare RMT COURTAGE EN ASSURANCE with other companies in the same sector:
Frequently asked questions about RMT COURTAGE EN ASSURANCE
What is the revenue of RMT COURTAGE EN ASSURANCE ?
The revenue of RMT COURTAGE EN ASSURANCE is not publicly disclosed (confidential accounts filed with INPI).
Is RMT COURTAGE EN ASSURANCE profitable?
Yes, RMT COURTAGE EN ASSURANCE generated a net profit of 1.4 M€ in 2023.
Where is the headquarters of RMT COURTAGE EN ASSURANCE ?
The headquarters of RMT COURTAGE EN ASSURANCE is located in STRASBOURG (67100), in the department Bas-Rhin.
Where to find the tax return of RMT COURTAGE EN ASSURANCE ?
The tax return of RMT COURTAGE EN ASSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does RMT COURTAGE EN ASSURANCE operate?
RMT COURTAGE EN ASSURANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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