SIREN : 881531412
RMO INVEST is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in MONISTROL-SUR-LOIRE (43120), this company of category PME shows in 2025 a revenue of 152 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Revenue | 151 716 € | 141 716 € | 136 000 € | 129 996 € | 90 690 € | 6 900 € |
| Net income | 126 209 € | 9 229 € | 3 954 € | 15 677 € | 25 335 € | 18 579 € |
| EBITDA | 21 872 € | 11 605 € | 13 689 € | 8 259 € | -170 € | -1 334 € |
| Net margin | 83.2% | 6.5% | 2.9% | 12.1% | 27.9% | 269.3% |
In 2025, RMO INVEST achieves revenue of 152 k€. Over the period 2020-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +85.5%. Vs 2024: +7%. After deducting consumption (-67 €), gross margin stands at 152 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 22 k€, representing 14.4% of revenue. Positive scissor effect: EBITDA margin improves by +6.2 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 126 k€, i.e. 83.2% of revenue. This profit can be retained or distributed to shareholders.
151 716 €
151 783 €
21 872 €
11 440 €
126 209 €
14.4%
The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 94.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
16.281%
13.173%
94.595%
0.265
72.2%
In 2025, the debt ratio of RMO INVEST (16.28) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of RMO INVEST (13.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of RMO INVEST (0.27) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 408.27. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.3x. Operating income very largely covers interest expenses: high safety margin.
408.274
10.278
In 2025, the liquidity ratio of RMO INVEST (408.27) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of RMO INVEST (10.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 261 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 115 days. The gap of 146 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 319 days of revenue, i.e. 135 k€ to permanently finance. Over 2020-2025, WCR increased by +7055%, requiring additional financing.
134 521 €
261 j
115 j
0 j
319 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 42 171€ to 299 372€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RMO INVEST with other companies in the same sector:
The revenue of RMO INVEST in 2025 is 152 k€.
Yes, RMO INVEST generated a net profit of 126 k€ in 2025.
The headquarters of RMO INVEST is located in MONISTROL-SUR-LOIRE (43120), in the department Haute-Loire.
The tax return of RMO INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RMO INVEST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.